USAA® Preferred Cash Rewards Visa Signature® Card

USAA® Preferred Cash Rewards Visa Signature® Card

on USAA's secure website

USAA® Preferred Cash Rewards Visa Signature® Card

USAA® Preferred Cash Rewards Visa Signature® Card

USAA® Preferred Cash Rewards Visa Signature® Card

on USAA's secure website

Card details

  • Earn 1.5% cash back on every purchase with no limits or category restrictions

  • Pay no annual fee, no penalty APR and no foreign transaction fees

  • USAA membership is available to active and former military and their eligible family members

  • Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the variable Regular APR, currently between 14.15% to 28.15% , will apply. This rate will vary with the market based on the prime rate.

  • Security Benefits: Chip technology has added security and greater acceptance worldwide. Identity theft resolutions services provides assistance should you become the victim of identity theft.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.50%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing Apr

    APR: 14.15% - 28.15% Variable APR

    Cash Advance APR: 14.15% - 28.15% Variable

  • Balance Transfer Fee

    Up to 3%

  • Foreign Transaction Fee

    None

Recommended credit score

Not sure which card is best for you?

Take a simple quiz to find out

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

Already have this card?
Tell us what you think.

Showing undefined reviews

Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.