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Checking Accounts

It's become increasingly difficult to find low-fee or free checking accounts. To make it easier, we've compiled offers from banks and credit unions to help you find the best checking account for your financial needs.

Zip Code

Average Monthly Balance

Monthly Direct Deposit

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Online Banks
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Showing 110 of 26
Out-of-Network ATM FeeBranches Near You (15mi)Balance to Avoid FeeEstimated Monthly Cost

Totally Free Checking Account

BankMobile

Totally Free Checking Account logo

Totally Free Checking Account

BankMobile

Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Estimated Monthly Cost
$0
Member, FDIC
Learn Moreat BankMobile
View Details
Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Member, FDIC
$0
Learn Moreat BankMobile
View Details

360 Checking

Capital One 360

360 Checking logo

360 Checking

Capital One 360

Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Estimated Monthly Cost
$0
Member, FDIC
Learn Moreat Capital One 360
View Details
Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Member, FDIC
$0
Learn Moreat Capital One 360
View Details

Mobile Banking

Simple

Mobile Banking logo

Mobile Banking

Simple

Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Estimated Monthly Cost
$0
Member, FDIC
Learn Moreat Simple
View Details
Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Member, FDIC
$0
Learn Moreat Simple
View Details

Mobile Banking

Chime

Mobile Banking logo

Mobile Banking

Chime

Out-of-Network ATM Fee
$2.50
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Estimated Monthly Cost
$0
Learn Moreat Chime
View Details
Out-of-Network ATM Fee
$2.50
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
$0
Learn Moreat Chime
View Details

High Yield Investor Checking

Schwab Bank

High Yield Investor Checking logo

High Yield Investor Checking

Schwab Bank

Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Estimated Monthly Cost
$0
Member, FDIC
Learn Moreat Schwab Bank
View Details
Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Member, FDIC
$0
Learn Moreat Schwab Bank
View Details

Interest Checking Account

Ally Bank

Interest Checking Account logo

Interest Checking Account

Ally Bank

Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Estimated Monthly Cost
$0
Member, FDIC
Learn Moreat Ally Bank
View Details
Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Member, FDIC
$0
Learn Moreat Ally Bank
View Details

Interest Checking

EverBank

Interest Checking logo

Interest Checking

EverBank

Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Estimated Monthly Cost
$0
Member, FDIC
Learn Moreat EverBank
View Details
Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Member, FDIC
$0
Learn Moreat EverBank
View Details

Airline Rewards Checking

UFB Direct

Airline Rewards Checking logo

Airline Rewards Checking

UFB Direct

Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Estimated Monthly Cost
$0
Member, FDIC
Learn Moreat UFB Direct
View Details
Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Member, FDIC
$0
Learn Moreat UFB Direct
View Details

Free Checking

USAA Federal Savings Bank

Free Checking logo

Free Checking

USAA Federal Savings Bank

Out-of-Network ATM Fee
No fee for the first 10 ATM withdrawals ($2 each after)
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Estimated Monthly Cost
$0
Member, FDIC
Learn Moreat USAA Federal Savings Bank
View Details
Out-of-Network ATM Fee
No fee for the first 10 ATM withdrawals ($2 each after)
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Member, FDIC
$0
Learn Moreat USAA Federal Savings Bank
View Details

Summit Account

Aspiration

Summit Account logo

Summit Account

Aspiration

Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Estimated Monthly Cost
$0
Member, FDIC
Learn Moreat Aspiration
View Details
Out-of-Network ATM Fee
$0
Branches Near You (15mi)
Online-only
Balance to Avoid Fee
None
Member, FDIC
$0
Learn Moreat Aspiration
View Details
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