
How to Settle Credit Card Debt
You have multiple pathways for settling debt, but there's no guarantee that the owner of the debt will agree to new terms.


You have multiple pathways for settling debt, but there's no guarantee that the owner of the debt will agree to new terms.


The National Education Association offers two different credit cards, one with generous rewards and the other with a super-lengthy intro APR period.


When it comes to home improvement purchases, the Lowe's credit card nails it, while Home Depot's card fails to measure up.


You’ll need to contact Citi in order to upgrade your current Citi card. There are some drawbacks to upgrading, so make sure that it’s the right move before making the call.


Capital One’s referral program includes both personal and business cards and offers incentives for the referring friend and the recipient.


Both three-card combos can help you rack up rewards, but one is the clear winner for many travelers.


U.S. Bank’s FlexPerks Gold card is a midtier travel card with some benefits, but not as many as you might expect from a card with a nearly $100 annual fee.


Balance transfer credit cards can be helpful tools for zapping debt, but they aren't a cure-all and require you to avoid certain pitfalls.



A co-branded card represents a partnership between a specific business and card issuer and is meant to encourage and reward brand loyalty.


You don’t need to be a farmer to gain some useful perks from this card, including 5% back in store, 3% back on veterinary services and free trailer rentals.


Cardholders may now earn the card’s best 3% rate at EV stations and on cable, streaming, internet and phone plans.


Although Barclays no longer offers credit cards in the U.S. under its own brand, it remains one of the country's largest issuers through its partnerships with airlines, stores and others.


It offers 2% back on all purchases, with no annual fee or complicated rewards structure. Unfortunately, there's no welcome offer.


Different negotiation strategies have advantages and drawbacks. Understand their impact before contacting your card issuer.


The program is notable for its flexibility in card selection and unique referral bonuses.


To get the Greenlight credit card, you need a Greenlight subscription. To get the best rewards rate, you need to spend at least $4,000 each billing cycle.


Currently available by invitation only, the Ally credit cards suite includes three different offerings, each with its own fees and rewards structure.


If a merchant's policy allows for it, you can typically get either store credit or a refund on your credit card account in the form of a statement credit.


As a premium travel card, the Bank of America® Premium Rewards Elite credit card offers several luxury perks, but it lacks a network of transfer partners that’s offered by Chase, Citi and others.
