Learn About

Credit Cards Articles and Insights

Back to Page 1

Benefits of the American Express Gold Card

It offers bonus points on food-related purchases, plus dining and travel credits. Rewards are transferrable to travel partners.

Robin Saks Frankel's profile picture
Robin Saks Frankel

Benefits of the Citi Costco Credit Card

It earns high rewards on gas, restaurant and travel spending. And there's no annual fee beyond a yearly Costco membership.

Kimberly Palmer's profile picture
Kimberly Palmer

Benefits of the Capital One Platinum

This card doesn't offer rewards or much in the way of perks. Its benefits are geared toward those looking to improve their credit.

Paul Soucy's profile picture
Paul Soucy

Which 5% Rotating Bonus Category Card Should I Choose?

Chase, Citi, Discover, U.S. Bank and more offer cards that earn 5% cash back in rotating bonus categories. Here's how they stack up.

Robin Saks Frankel's profile picture
2
Robin Saks Frankel, Erin Hurd

5 Things to Know About the Banc of California Los Angeles Football Club Mastercard

You'll get 1.5 points per dollar spent on all purchases plus perks like free beer at home games and discounts on concessions and merchandise.

Robin Saks Frankel's profile picture
Robin Saks Frankel

28 Benefits of the Chase Sapphire Reserve

This premium credit card offers rich rewards, high-value perks, and extensive protections for shopping and travel.

Paul Soucy's profile picture
2
Paul Soucy, Melissa Lambarena

5 Things to Know About the Ikea Visa Credit Card

You'll get 5% back in rewards on all Ikea purchases, among other perks, but rewards expire relatively quickly.

Robin Saks Frankel's profile picture
Robin Saks Frankel

In Pride Month, Mastercard Calls for Cardholders’ Ability to Choose the Name on Their Cards

Melissa Lambarena's profile picture
Melissa Lambarena

5 Things to Know About the City National Rewards Crystal Visa Infinite Card

This card offers a slew of perks and special access. But it comes with a high annual fee and a tough application process.

Sara Rathner's profile picture
Sara Rathner

5 Things to Know About the Amazon Secured Card

If you're an Amazon Prime member looking to build your credit, the Amazon Secured Card can be a solid option.

Erin Hurd's profile picture
Erin Hurd

Chase Pay Over Time and My Chase Loan: What They Are and How They Work

The financing offers allow you to either split a purchase into multiple payments or borrow against your credit limit.

Sara Rathner's profile picture
Sara Rathner

The 4 Levels of Mastercard Credit Card Benefits

The most important features of credit cards are set by the banks that issue them, not by payment networks like Mastercard. But Mastercard does offer some cardholder benefits.

Paul Soucy's profile picture
Paul Soucy

Delta Reserve vs. AmEx Platinum: Platinum Is Tops for Most Air Travelers

The American Express Platinum card has more to offer for those who aren’t committed to Delta.

Anisha Sekar's profile picture
2
Anisha Sekar, Jae Bratton

The 3 Levels of Visa Credit Card Benefits

The most important features of credit cards are set by the banks that issue them, not by payment networks like Visa. But Visa does offer some cardholder benefits.

Paul Soucy's profile picture
Paul Soucy

Best Credit Cards for Transit and Commuters

Many cards reward you at gas stations, but what if you don't drive? These cards can help many kinds of commuters.

Sara Rathner's profile picture
2
Sara Rathner, Gregory Karp

What Is a Credit Card Hardship Program?

It's a payment plan, negotiated via your issuer, that may temporarily lower interest and waive fees when a difficult circumstance hinders your ability to pay.

Melissa Lambarena's profile picture
Melissa Lambarena

Citi Double Cash vs. PayPal Cashback: Citi’s Friendlier

The PayPal card can offer more value for PayPal purchases, but the Citi card earns a higher rate on everything else.

Funto Omojola's profile picture
2
Funto Omojola, Sara Rathner

Making the Most of the U.S. Bank Cash+ Visa Card

Customize your spending categories wisely, set up activation alerts, and consider a good flat-rate companion card.

Melissa Lambarena's profile picture
Melissa Lambarena

Need a Favor From a Credit Card Issuer? Make a Call

Banks may be willing to reconsider a rejection, upgrade your card, boost your limit or otherwise help you out, but only if you ask — and not by email or chat.

Kenley Young's profile picture
Kenley Young

It’s OK If Travel Rewards Cards Aren’t for You

Terms can be complex and inflexible for infrequent travelers. A cash-back card could be a better fit.

Sara Rathner's profile picture
Sara Rathner