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Offers mentioned in this article are no longer available, so this page is out of date. For current information, see NerdWallet's review of the IHG One Rewards Traveler Credit Card and the IHG One Rewards Premier Credit Card.
As the bonus-friendly season nears, Chase IHG One Rewards credit cards are featuring new welcome offers — but if you're interested, you'll want to act fast because they're ending soon.
Beginning on Sept. 4, 2025, approved applicants who can meet spending requirements are eligible to receive the following introductory offers on these cards:
- IHG One Rewards Traveler Credit Card: Earn 2 Free Nights + 40,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening. The last offer was 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening.
- IHG One Rewards Premier Credit Card: Earn 165,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening. Previously, the card offered 140,000 bonus points after spending $3,000 on purchases in the first three months of opening an account.
IHG points are worth about 0.6 cent each, according to NerdWallet valuations — meaning the offer on the IHG One Rewards Premier Credit Card is worth around $990. Points may be redeemed at more than 6,600 hotels and resorts in the IHG program, including brands like InterContinental, Holiday Inn, Crowne Plaza, Kimpton, EVEN Hotels and others. Points are also transferable to airline partners or may be redeemed for gift cards or select experiences.
Here's a look at other features of the two cards:
How the cards compare
Annual fee
$0
$99
Ongoing rewards
IHG One Rewards Traveler Credit Card
- Up to 17 points total per $1 spent at IHG (5 from card, 10 from loyalty program, 2 from automatic elite status).
- 3 points per $1 spent on monthly bills, gas stations and restaurants.
- 2 points per $1 spent on all other purchases.
IHG One Rewards Premier Credit Card
- Up to 26 points total per $1 spent at IHG (10 from card, 10 from loyalty program, 6 from automatic elite status).
- 5 points per $1 spent on travel, gas stations and restaurants.
- 3 points per $1 spent on all other purchases.
Other perks
IHG One Rewards Traveler Credit Card
- Fourth night free when redeeming rewards for four or more nights.
- Earn Gold status when you spend $20,000 or more on your card in a calendar year.
IHG One Rewards Premier Credit Card
- Free anniversary night each year (up to 40,000 point value).
- Fourth night free when redeeming rewards for four or more nights.
- Automatic Platinum status.
- Get up to $50 United® Airlines TravelBank Cash each calendar year; registration required.
Foreign transaction fee
IHG One Rewards Traveler Credit Card
None.
IHG One Rewards Premier Credit Card
None.
Learn more
The next three months ahead of the holiday season are ideal for snagging a welcome offer if you’re looking for a new credit card, since you can combine planned holiday purchases and everyday expenses to earn it. A bonus of this nature could cover a portion of next year’s vacation.
