Credit Cards
How to Apply for a Credit Card Without a Social Security Number
Noncitizens can get a similar identifier called an ITIN, and some 'alternative' cards don't require a Social Security number at all.
Credit Cards: Browse, Learn and Apply
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Credit Cards
What to Know If Your Credit Card Is Closed Due to Inactivity
Having a card account closed by the issuer can hurt your credit scores. Use your cards regularly to avoid it.
Credit Cards
What Is a Good APR for a Credit Card?
A good APR varies based on your creditworthiness and the type of card you have.
Credit Cards
Can I Pay Off a Car With a Credit Card?
Some lenders and credit card issuers allow you to do it, but it usually requires a risky workaround.
Credit Cards
9 Tips for Using a Credit Card in a Foreign Country
Depending on where you're going, you may need a backup credit card and some cash. It pays to plan ahead.
Credit Cards
5 Things to Know About the Sprint Credit Card
This card is no longer taking applications, but that's just as well. Any number of cards can deliver more value and flexibility.
Credit Cards
How Credit Card Issuers Calculate Minimum Payments
Your minimum is usually based on a percentage of your balance — a small percentage. If you want to get out of debt, pay more than the minimum.
Credit Cards
Can I Pay Rent With a Credit Card?
In short, yes — but often for a fee or other trade-offs. Make sure the convenience is worth the potential cost to your wallet or your credit scores.
Credit Cards
Authorized User vs. Joint Cardholder: What’s the Difference?
Authorized users can run up debt but aren't responsible for paying it. Joint account holders are both liable for the debt.
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5 Ways to Reduce Credit Card Interest
The average household with revolving credit card debt will pay $1,155 in interest charges this year.
Credit Cards
2017 American Household Credit Card Debt Study
As Americans' credit card balances continue to climb, many blame their own debt on unnecessary spending. That's actually good news: It means they can take steps to stop buying, pay down their balances and cut their interest costs.
Credit Cards
How Serious a Crime Is Credit Card Theft and Fraud?
Studies suggest it's a large problem in the U.S., but punishment varies from state to state. Learn steps to protect yourself.
Credit Cards
What Happens If You Don’t Pay Your Secured Credit Card Bill?
You could suffer late fees, higher interest, account closure, loss of your deposit and credit score damage.
Credit Cards
Rental Car Insurance: How Your Credit Card Has You Covered
Your card's rental car coverage can be valuable. But you have to know what coverage you have and when it applies.
Credit Cards
United Explorer vs. Capital One Venture: It Depends on Your Loyalty
Both cards offer sweet rewards, but one is focused on a single airline and the other on general travel.
Credit Cards
Delta SkyMiles Gold AmEx vs. Top General Travel Cards
If you fly Delta frequently, the airline's card can save you money. If not, a general travel card is better.
Credit Cards
Will a Balance Transfer Hurt My Credit Score?
You don't get bonus points (or lose points) just for moving debt. But if you use the transfer as an opportunity to pay down your debt, you can improve your credit.
Credit Cards
How Long Should I Wait Between Credit Card Applications?
Waiting about six months between applications is a good rule of thumb and can increase your chances of approval.
Credit Cards
Where Is American Express Accepted?
AmEx says it's reached 'virtual parity' in the U.S. with Visa and Mastercard through partnerships that have gotten small and locally owned businesses on board.
Credit Cards
Southwest Premier vs. Capital One Venture: Venture is Victorious
Even frequent Southwest flyers may come out ahead with the Capital One Venture Rewards Credit Card.