Lyft Driver Requirements, Potential Earnings and More

Lyft is a legit gig side hustle if you have qualifying car and meet the requirements.

Laura McMullen
Courtney Neidel
Updated
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Looking to make money behind the wheel? Lyft is a rideshare service with requirements similar to Uber for drivers.
Here’s what you need to know before you get going.

Lyft driver requirements

Driver requirements vary by state, but these are the basic musts to be a Lyft driver:
  • Meet your region’s minimum age to drive for Lyft, which is typically 25.
  • Have a current and valid driver's license. (In some locations, you need at least one year of licensed driving experience.)
  • Pass a screening process, which includes a criminal background check and review of your driving history.
  • Have current auto insurance with your name on the policy.

Lyft vehicle requirements

Vehicles must meet Lyft's safety requirements, which also vary by state. Here are the basics:
  • Cars must have four doors and a minimum of five seatbelts.
  • Vehicles must pass any necessary inspection required by your city or state.
  • There are vehicle age requirements that vary by state. In New York City, for example, your car needs to be a 2014 or newer model. 
  • Vehicles cannot be taxis or stretch limousines.
If you don't have a car, you can rent one through Lyft's Express Drive program. You'll have to pay a refundable deposit for the vehicle, and the rental costs will come out of your Lyft earnings. Express Drive is available in select cities and usually requires a minimum number of rides per week.

Lyft insurance requirements

To drive with Lyft, you need a personal auto insurance policy that satisfies your state's minimum coverage requirements.
Lyft offers insurance for its drivers while they're on the clock, but the coverage varies depending on the type of incident and if the driver is waiting for a passenger or has one in the vehicle.
If you want to become a Lyft driver, talk with your insurance provider before signing up. The company could cancel your policy if you don't disclose the new gig. Your provider may recommend buying rideshare insurance or, if that's unavailable in your location, commercial insurance.

How much do Lyft drivers make?

You can expect to earn $15 to $25 per hour with Lyft, according to SideHusl.com, a review site for money-making platforms.
But this is not set in stone. How much you make per trip generally depends on the time it takes and the distance traveled. You also receive 100% of any tips paid — a solid reason to be friendly and keep your vehicle clean.
You may maximize earnings through Lyft's Bonus Zones, which pay drivers extra for accepting rides or picking up riders in specified, busy locations.
Like most gig driving jobs, location is a big factor. Driving where and when it's busiest, with high ride demand, yields higher rates. Go online downtown in a big city at rush hour or late at night on Halloween, and you’ll probably do better than you would driving in the middle of a weekday.
You could also become an Uber driver, and maybe even drive for both.

Is this side gig worth it?

Gas prices will be a big factor here. As a Lyft driver, you're on the hook for gas and vehicle maintenance, and you must handle gig worker taxes on your own.
Lyft does offer driver relief promotions to help with rising fuel prices. Still, consider whether you will make any money after filling your tank.
Our side gig tester Nerd Tommy Tindall tried driving for Uber and decided driving people was not his calling.
So we used AI to scour Reddit forums for opinions on driving for Lyft. People post anonymously, so we cannot confirm their individual experiences or circumstances, but these pros and cons rose to the top of our analysis:

Pros

Flexibility to work when you want.

Express Drive rental program offers access to vehicles for those without cars.

Cons

Passengers can pose safety concerns (users advised strongly against late-night bar crowds).

Rental car program gets expensive.

If Lyft isn't sounding like the right fit, you could move food and packages (rather than people) through delivery services such as DoorDash. Uber Eats and Instacart are also options and the three have looser requirements then Lyft.
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