We believe everyone should be able to make financial decisions with
confidence. While we don't cover every company or financial product on
the market, we work hard to share a wide range of offers and objective
editorial perspectives.
So how do we make money? Our partners compensate us for advertisements that
appear on our site. This compensation helps us provide tools and services -
like free credit score access and monitoring. With the exception of
mortgage, home equity and other home-lending products or services, partner
compensation is one of several factors that may affect which products we
highlight and where they appear on our site. Other factors include your
credit profile, product availability and proprietary website methodologies.
However, these factors do not influence our editors' opinions or ratings, which are based on independent research and analysis. Our partners cannot
pay us to guarantee favorable reviews. Here is a list of our partners.
House Fires: Causes and How to Prevent Them
A lot of things can cause house fires, but a lot of things can prevent them, too.
Roberta Pescow is a contributing writer specializing in health, home improvement, food, personal finance and lifestyle. Her articles have been syndicated on over 200 websites nationwide.
Tina Orem is an editor and content strategist at NerdWallet. Prior to becoming an editor and content strategist, she covered small business and taxes at NerdWallet. She has a degree in finance, as well as a master's degree in journalism and an MBA. Previously, she was a financial analyst and director of finance at public and private companies. Tina's work has appeared in a variety of local and national media outlets.
Published in
Updated
How is this page expert verified?
NerdWallet's content is fact-checked for accuracy, timeliness and
relevance. It undergoes a thorough review process involving
writers and editors to ensure the information is as clear and
complete as possible.
Some of the most common causes of house fires include cooking accidents, electrical malfunctions, home heating incidents, indoor smoking, candles and holiday-related issues. According to the U.S. Fire Administration, residential fires caused $10.8 billion of property damage in 2022 alone
Never leave frying, broiling or grilling foods unattended. If you leave the kitchen, even just for a few minutes, turn off the stove.
Keep a fire extinguisher in the kitchen, within easy reach, and check periodically to make sure it has a full charge.
Keep young children and pets at least 3 feet from the stove or oven.
When cooking, wear close-fitting clothing with tightly rolled-up sleeves.
Keep a pan lid nearby when you’re cooking, so that if a grease fire erupts in a pot or pan, you can cover it with the lid to contain and smother the fire.
Pot handles should be turned toward the back of the stove, so they can’t be accidentally knocked into and pulled down.
Keep all flammable and combustible materials such as paper, rags and cleaning chemicals far away from heat sources.
No matter how chilly you’re feeling, never use your stovetop or oven to heat your home.
When cooking foods for long periods, use a timer to remind you that you’ve got something cooking.
Check kitchen appliances to make sure they’re working properly and free of flammable grease buildup.
Don’t cook if you’re too tired or stressed to pay attention to your cooking
Never run electrical cords under furniture, carpeting or rugs.
Replace all frayed or worn appliance cords.
If a light switch feels hot when you touch it, or if the lights are flickering, turn off the fixture or switch immediately and call a professional electrician.
If a wall feels hot when you touch it (and there isn’t a heating or hot water pipe behind it), or if you smell something burning in a wall, call the fire department immediately.
Never force three-prong appliance cords into two-prong outlets or extension cords.
Only use portable generators in well-ventilated outdoor areas.
Only plug one high-wattage appliance into an electrical outlet to avoid overloading the circuit.
Don’t daisy-chain extension cords, and make sure the extension cords you use are designed to handle the wattage you’re sending through them.
Never use light bulbs with a higher wattage than the fixture you’re using them in specifies.
Where practical, unplug appliances when they’re not in use.
Have your home’s wiring professionally inspected by an electrician periodically, especially if you live in an older home.
Keep electrical cords and appliances out of the reach of children, and childproof outlets and plugs
Make sure space heaters are in good shape, have labels indicating they meet Underwriters Laboratories safety standards and have a feature that shuts them off automatically if they tip over.
Have your heating equipment and chimney inspected every year, and check wood stove pipes regularly for obstructions and damage.
Allow 3 feet between all heating equipment (including your furnace, fireplace, wood stove and any space heaters) and anything that can burn (such as curtains, furniture, bedding, rugs, cardboard storage boxes, flammable chemicals, etc.).
Never leave space heaters unattended, and never run them when you’re sleeping.
Unplug space heaters when you’re not using them.
Keep young children away from heating equipment.
Only use the proper fuel for your heating equipment.
Always use a heavy screen with fireplaces to keep sparks from entering the room, and make sure the fire is completely out before leaving home or going to sleep.
All fuel-burning heating equipment should be vented outdoors to help prevent carbon monoxide poisoning.
If you smell gas, turn off your gas furnace and gas stove, leave your home and call the fire department.
Fires from smoking at home
Although smoking at home only accounts for a small percentage of home fires, smoking-related fires are one of the top causes of home-fire deaths
Smoking fires, which often start in the bedroom, living room or den, can ignite when cigarettes or burning embers fall on carpeting, bedding, trash or upholstered furniture.
How to reduce your chances of a fire from smoking
The best way to prevent smoking fires is not to smoke in your house and not to let your guests do so either. If that isn’t possible for you, here are some other precautions you can take
Soak cigarette butts in water before throwing them away.
Use large, deep ashtrays that minimize the chances of cigarettes falling out.
Fill ashtrays with water when cleaning them, and then dump out the ash.
Check furniture carefully (even in crevices and beneath and between cushions) for smoldering embers before leaving a room where anyone has been smoking.
Never smoke in bed, when you’re feeling sleepy, or when you’re too distracted to pay attention to what you’re doing.
Keep a careful watch on elderly or challenged smokers, or those who have been using any intoxicants.
Keep matches, lighters and cigarettes away from children.
Candle fires
Candlelight may be beautiful, but any open flame poses a fire risk when not used safely. Although candle fires represented less than 5% of all home fires from 2018 to 2022, their rate of 94 injuries per 1,000 reported incidents was almost three times the rate of other types of home fires
National Fire Protection Association. Candle Safety. Accessed Jun 28, 2024.
Candle fires can start when flammable items or decor (such as clothing, bedding, paper, bedding, drapery or decorations) are too close to a candle, or when a candle is left unattended, improperly discarded or misused
Holiday-related fires can break out from dried out Christmas trees, electrical issues, unattended candles and unattended stoves.
How to reduce your chances of a holiday-related fire
To keep your family safe from fires during the holidays, follow the safety measures for cooking and candles, plus:
Keep natural Christmas trees properly watered.
Keep all heat sources at least 3 feet away from Christmas trees.
Unplug Christmas trees and all other holiday lights when you leave home or go to sleep.
Inspect string lights for broken bulbs or frayed wires, and discard if damaged.
Don’t daisy-chain extension cords, and never run more than three strings of holiday lights end-to-end.
Use UL-rated clips to hang holiday lights instead of regular nails and staples.
Only use holiday lights rated for outdoor use to decorate the exterior of your home.
Frequently Asked Questions
What other steps can I take to stay fire-safe? What other steps can I take to stay fire-safe?
One of the most important things you can do is install smoke alarms and carbon monoxide detectors at every level of your home, including the basement. Simple stand-alone smoke detectors are also an option, and they’ve become much more user-friendly in recent years. You can now purchase smoke alarms with 10-year batteries and the capacity to silence false alarms from shower steam or cooking with a push of a button.
What should I do if a major fire starts in my home? What should I do if a major fire starts in my home?
If a fire breaks out that’s too large to put out with a pot lid or fire extinguisher, the priority is getting yourself and everyone else out as quickly as possible. Fire spreads quickly, so don’t waste precious time trying to gather stuff to take with you. To keep safe:
Drop down close to the floor (below the smoke level) and crawl out of your house as quickly as possible.
Call 911 to connect with the fire department. Alert the fire department to any people or pets unable to get out of the house.
Feel any door knobs and doors for heat before going through doorways. If smoke is coming under the door, leave it closed and look for another way out.
If you’re trapped in a room, seal vents and cracks under doors with tape or cloth. Signal the fire department with a light-colored cloth outside the window or a flashlight.
If your clothing catches fire, stop, drop and roll — and cover your face with your hands.
If I’ve had a major home fire and it’s been put out, is it safe to turn the power back on? If I’ve had a major home fire and it’s been put out, is it safe to turn the power back on?
Never just turn everything back on by yourself. Before reconnecting power and utilities, verify with the fire department that it’s safe to do so.
NerdWallet writers are subject matter authorities who use primary,
trustworthy sources to inform their work, including peer-reviewed
studies, government websites, academic research and interviews with
industry experts. All content is fact-checked for accuracy, timeliness
and relevance. You can learn more about NerdWallet's high
standards for journalism by reading our
editorial guidelines.