
Spousal IRA: What It Is, How It Works
A spousal IRA lets couples save for retirement even if only one spouse has earned income.

A spousal IRA lets couples save for retirement even if only one spouse has earned income.

Rules for Roth IRA withdrawals carry five-year stipulations for earnings, beneficiaries and conversions.

Making tax-free withdrawals from a Roth IRA depends on when — and what — you’re withdrawing. Otherwise, taxes and penalties could apply.

E*TRADE and Robinhood both offer free trading of stocks and ETFs. But with robust platforms and a larger investment selection, E*TRADE may appeal to more investors.

Here are the basics on traditional, Roth, spousal, SEP, SIMPLE, nondeductible and self-directed IRAs.

Roth IRAs for kids are a great retirement tool, because children have decades for their contributions to grow tax-free, and contributions can be withdrawn tax-free and penalty-free at any time.

There are five main choices for the self-employed or small-business owners: an IRA (traditional or Roth), a Solo 401(k), a SEP IRA, a SIMPLE IRA or a defined benefit plan.

Dividend stocks can be a great choice for investors looking for passive income and portfolio stability. Here's what to look for when evaluating dividend stocks and how to invest in them.

A stock market crash is marked by a sudden drop in stock prices. You can prepare for a crash (or weather one) by understanding when to hold and when to sell, diversifying your portfolio and talking to an advisor.

It's easiest to remedy before filing your taxes, but you have options after, too. Be sure to take action — there's a 6% penalty every year until it's fixed.