If you have credit card debt or plan to make a big purchase, a low-interest credit card can be a lifesaver. Many of the cards below offer more than a year of 0% intro APR to pay down your debts or a low ongoing interest rate for a longer-term debt reduction strategy.
Compare these deals to find the one for you.
Show summary
Chase Freedom Unlimited®: Excellent for Intro APR Period, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer
Wells Fargo Active Cash® Card: Excellent for Cash Back — High Flat Rate + Incentives
Discover it® Cash Back: Excellent for High Rewards Rate in Rotating Categories and First Year Cashback Match
Wells Fargo Reflect® Card: Excellent for Long Intro APR Period for Transfers and Purchases
Credit card | NerdWallet rating | Annual fee | Intro APR | Regular APR | Learn more |
|---|---|---|---|---|---|
Excellent for Intro APR Period, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer | $0 | 0% intro APR on Purchases and Balance Transfers for 15 months | 18.24%-27.74% Variable APR | Apply Now on Chase's website on Chase's website | |
Excellent for Cash Back — High Flat Rate + Incentives | $0 | 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers | 18.49%, 24.49%, or 28.49% Variable APR | Apply Now on Wells Fargo's website on Wells Fargo's website | |
Excellent for High Rewards Rate in Rotating Categories and First Year Cashback Match | $0 | 0% intro APR for 15 months on purchases and balance transfers | 17.49%-26.49% Variable APR | Apply Now on Discover's website, on Discover's website, or call 800-347-0264 | |
Excellent for Long Intro APR Period for Transfers and Purchases | $0 | 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers | 17.49%, 23.99%, or 28.24% Variable APR | Apply Now on Wells Fargo's website on Wells Fargo's website |
