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Find the Highest Interest Rates
You sock away your money to keep it safe and to watch it grow. We've rounded up the best savings accounts and CDs from banks and credit unions across the country so you can find one with the highest interest rates. ADVERTISER DISCLOSURE

Compare savings, CDs, money markets and more

Account Type
Location
Initial Deposit
Deposit term
* The percentages indicate the highest available APY for each option
Bank Account Account Type Minimum Balance for APY APY
Bank5 Connect
Federally insured by the FDIC
Certificate of Deposit
21 months
$500 1.50%
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at Bank5 Connect

First Internet Bank
Federally insured by the FDIC
Certificate of Deposit
2 years
$1,000 1.41%
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at First Internet Bank

BAC Florida Bank
Federally insured by the FDIC
Certificate of Deposit
2 years
$1,500 1.41%
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at BAC Florida Bank

First Internet Bank
Federally insured by the FDIC
Certificate of Deposit
18 months
$1,000 1.36%
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at First Internet Bank

Discover
Federally insured by the FDIC
Certificate of Deposit
2 years
$2,500 1.30%
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at Discover

HSBC
Federally insured by the FDIC
Certificate of Deposit
2 years
$1,000 1.30%
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at HSBC

CIT Bank
Federally insured by the FDIC
Certificate of Deposit
2 years
$1,000 1.30%
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at CIT Bank

Bank5 Connect
Federally insured by the FDIC
Certificate of Deposit
2 years
$100 1.30%
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at Bank5 Connect

BAC Florida Bank
Federally insured by the FDIC
Certificate of Deposit
18 months
$1,500 1.27%
Learn More

at BAC Florida Bank

Barclays
Federally insured by the FDIC
Certificate of Deposit
1 year
$1 1.25%
Learn More

at Barclays

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  1. [2013-07-17 14:55:44] - SAVEA DOLLAR says: the checking account at MCT is called Kassasi It lowered its rate to 2.5%
  2. [2013-07-17 14:20:16] - SAVEA DOLLAR says: phone #800 846 1751 MCT credit union
  3. [2013-07-17 14:14:43] - SAVEA DOLLAR says: it is is MCT credit union for Port Neches,Nederland, Orange &Bridge city Texas Mid County Teacher;s credit union
  4. [2013-07-17 06:02:06] - me says: there is no "mci credit union" according to google. did you mean mcu? if not, what is mci credit union website address?
  5. [2013-07-16 23:15:42] - SAVEA DOLLAR says: you can get 3,5% at MCI credit union free checking with 1 bill pay or direct deposit &10 debits also TEXAS FIRST BANK OFFERS 2% With same deal up to 10000$ at Texas First bank & 25000$ at MCI credit union
  6. [2013-07-11 21:46:57] - Henry says: Yes, but unless your hiding money under your bed, you're giving a brick and mortar bank your money while getting .001% or some pathetic return for it. To think you'll get several times the rate of return w/ online banks, you don't have to be Einstein to know its stupid to leave your $ with the traditional banks
  7. [2013-06-16 00:14:59] - Matthew Felsted says: Hmm.. This seems to be an insanely bad idea as the national inflation rate is greater than the amount you can earn with the top rate listed on this page. You'd actually lose a ton of money at these rates.
  8. [2013-06-15 22:13:08] - Scott says: Dupont Community Credit Union (mydccu.com) offers Grow Green Checking at 2.75% APY
  9. [2013-06-12 16:11:39] - justpicky says: USAA Federal Saving Bank ........good choice ........ Navy Federal Bank ........ Local Credit Union .......... ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Would never bank with Wells Fargo , Citibank , B of A , and there's several others ...Banks are the reason why credit cards went south . And why home mortgages fail . Banks felt they couldn't fail , because they were to big ......The blame for this economy ....because of Greedy CEO's , Mortgage Companies , realtors , and many others including polictians ... What they didn't tell the public .....we're in a 13 year Recession .....2007 - 2020 As far as credit cards they're only good for Emergency , one card is enough not over $1,000 ....