You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings account and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

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Deposit term requiredMinimum balance for APYAPY

Savings Account

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Savings Account

EBSB Direct
Deposit term required
N/A
Minimum balance for APY
$5,000
Member, FDIC

Savings Account

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Savings Account

MySavingsDirect
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Certificate of Deposit

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Certificate of Deposit

DollarSavingsDirect
Deposit term required
6 months
Minimum balance for APY
$1,000
Member, FDIC

Certificate of Deposit

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Certificate of Deposit

EmigrantDirect
Deposit term required
6 months
Minimum balance for APY
$1,000
Member, FDIC

Savings Builder

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Savings Builder

CIT Bank
View Details
Deposit term required
N/A
Minimum balance for APY
$100
Member, FDIC

Account Details

  • Introductory Offer: Get 2.15% APY from the day the account is opened through the first Evaluation Day.
  • Continue earning 2.15% APY after the introductory offer by completing one of the following:
  • Maintain a balance of $25,000 or more.
  • Tier Boost - Make a monthly deposit of $100 or more.
  • Minimum opening deposit of $100
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
View Details

Online Savings Account

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Online Savings Account

Citizens Access
View Details
Deposit term required
N/A
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • 5 minute sign-up
  • No fees for anything
  • $5,000 minimum deposit
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High Rate Online Savings

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High Rate Online Savings

Bank7
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Deposit term required
N/A
Minimum balance for APY
$100
Member, FDIC

Account Details

  • Competitive Variable Rates
  • FDIC Insured
  • ATM Card Optional
  • $15 minimum balance charge per month if daily balance falls below $2,500
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High Rate Online Money Market Account

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High Rate Online Money Market Account

Bank7
View Details
Deposit term required
N/A
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • Competitive Variable Rates
  • FDIC Insured
  • Visa® Debit Card and limited check writing
  • $15 minimum balance charge per month if daily balance falls below $5,000
View Details

Online CD

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Online CD

Citizens Access
View Details
Deposit term required
6 months
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • 5 minute sign-up
  • No fees for anything
  • $5,000 minimum deposit
View Details

Online Savings Account

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Online Savings Account

HSBC
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • Minimum deposit to open online is $1
  • There is no monthly maintenance fee
  • 24/7 online account access including Live Chat assistance
  • Deposit checks with your mobile device using HSBC Mobile Banking App
  • Move money quickly and access your funds using online transfers (Federal Reserve Regulation D Transaction Limitations apply)
View Details