Alaska USA Credit Union Review: Checking, Savings and CDs

Melissa LambarenaFeb 21, 2018

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Overall bank rating

Alaska USA Federal Credit Union


    NerdWallet rating 

    The bottom line: Alaska USA Federal Credit Union is widely accessible: It has 87 branches across Alaska, Arizona, Washington and California, plus thousands more across the country through the CO-OP shared branching network. It also offers 55,000 fee-free ATMs nationwide. The credit union’s checking and savings accounts have low fees that are easily avoided, but those accounts also have low interest rates. Certificates of deposit, on the other hand, offer very competitive rates. Live customer service is available 24/7 via phone. You can become a member of Alaska Federal Credit Union if you live, work or go to school in Alaska, Washington, California’s San Bernardino County or Arizona’s Maricopa County.   Best if: You value great CD rates, in-person customer service and live in a county that qualifies you for membership.   » Looking for a credit union to join? See NerdWallet’s list of best credit unions


    • Low fees on checking and savings that are easy to avoid.
    • Very competitive rates on certificates of deposit.
    • Broad ATM and branch access.


    • Interest rates on checking and savings are higher elsewhere.


    NerdWallet’s overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, banking experience and overdraft fees. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. The stars represent ratings from poor (one star) to excellent (five stars). Ratings are rounded to the nearest half-star.