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Start rebuilding with one of these secured credit cards, some of which are from our partners. These cards require a cash security deposit, which will usually be equal to your credit line.

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NerdWallet rating 

5.0

/5
Discover it® Secured Credit Card

on Discover's website, or call 800-347-0264

Annual Fee

$0

Regular APR

22.99% Variable APR

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Minimum Deposit

$200

NerdWallet rating 

4.9

/5
Capital One Platinum Secured Credit Card

on Capital One's website

Annual Fee

$0

Regular APR

26.99% Variable APR

Intro APR

N/A

Minimum Deposit

$49, $99 or $200

NerdWallet rating 

4.4

/5
US Bank Harley-Davidson Visa Secured Credit Card

Annual Fee

$0

Regular APR

22.99%, Variable

Intro APR

N/A

Minimum Deposit

$300

NerdWallet rating 

4.3

/5
Oakstone Gold Secured Mastercard

on OakStone's website

Annual Fee

$39*

Regular APR

13.99%

Intro APR

N/A

NerdWallet rating 

4.2

/5
First Progress Platinum Elite Credit Card

on First Progress's website

Annual Fee

$29

Regular APR

19.99% Variable

Intro APR

N/A

Minimum Deposit

$200

NerdWallet rating 

4.2

/5
First Progress Platinum Select Credit Card

on First Progress's website

Annual Fee

$39

Regular APR

13.99% Variable

Intro APR

N/A

Minimum Deposit

$200

NerdWallet rating 

4.2

/5
Oakstone Platinum Secured Mastercard

on OakStone's website

Annual Fee

$49*

Regular APR

9.99%

Intro APR

N/A

Minimum Deposit

$200

NerdWallet rating 

4.1

/5
First Progress Platinum Prestige Credit Card

on First Progress's website

Annual Fee

$49

Regular APR

9.99% Variable

Intro APR

N/A

Minimum Deposit

$200

NerdWallet rating 

4.1

/5
PCB Secured Visa®

on Plains Commerce Bank's website

Annual Fee

$39*

Regular APR

18.90%

Intro APR

N/A

Minimum Deposit

$200

NerdWallet rating 

3.9

/5
Petal 1 "No Annual Fee" Visa® Credit Card

on Petal's website

Annual Fee

$0

Regular APR

19.99% - 29.49% Variable APR

Intro APR

N/A