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Vacation rentals have increased in popularity as travelers are opting for additional space, amenities like kitchens and hot tubs, and a more authentic local experience.
One of the largest vacation rental platforms is Vrbo, and with the recent release of One Key Rewards, it’s the only one with a rewards program. Here’s how to maximize Vrbo's One Key Rewards program.
How to get more value from Vrbo's One Key Rewards program
1. Register for a One Key Rewards account
One Key Rewards is the new loyalty program for Expedia, Hotels.com and Vrbo. The program is free to join, and rewards earned from any of the three platforms are combined into a single One Key account.
For every dollar you spend on Vrbo reservations, you’ll receive 2% back in OneKeyCash, which is the currency of the One Key program. These rewards can then be used to book hotels, flights, rental cars and more through Vrbo, Hotels.com or Expedia.
🤓 Nerdy Tip
Rewards from Vrbo reservations typically post within 3 days of completing trip. 2. Earn bonuses for holding One Key elite status
One Key Rewards members can earn elite status based on the number of trip elements they purchase, which include flights, hotel nights, rental car days, cruises and other activities. Trip elements qualify when you spend $25 or more, excluding taxes and fees.
The One Key elite status program has four levels: Blue, Silver, Gold and Platinum. You’ll achieve higher levels based on the total number of trip segments earned each year. Here’s what it takes to reach each one:
- One Key Blue: 0-4 trip elements.
- One Key Silver: 5-14 trip elements.
- One Key Gold: 15-29 trip elements.
- One Key Platinum: 30+ trip elements.
Unlike many other loyalty programs, One Key members can reach the upper levels of elite status fairly quickly.
For example, if your family is traveling on an eight-day, seven-night vacation, you can earn 15 elements from the hotel nights and rental car days alone. Fifteen elements already gets you to Gold status, and flights and activities could add even more to the total.
Once you hold elite status, you’ll earn OneKeyCash bonuses on select VIP Access properties on Expedia and Hotels.com. With Platinum status, you'll save 20% or more with Platinum member prices on over 10,000 hotels worldwide.
3. Redeem OneKeyCash for vacation rentals
You can also maximize the Vrbo rewards program by using the OneKeyCash you earn to book vacation rentals. Members can redeem OneKeyCash to pay for some or all of their reservations at participating Vrbo rentals. These rewards reduce the out-of-pocket cost needed to book a rental property.
» Learn more: Is Vrbo's One Key Rewards program worth it?
4. Book trips for friends and family
OneKeyCash is earned by the individual who booked the reservation, not necessarily the person who is traveling. This means you can earn OneKeyCash and trip elements toward elite status by booking trips for friends and family members, including collecting the rewards from flights everyone takes to the destination.
5. Pay with a One Key credit card
You can earn more OneKeyCash by using one of the program's co-branded credit cards, both issued by Wells Fargo. The One Key™ Card has a $0 annual fee; the One Key+™ Card has a $99 annual fee and richer benefits. Both cards earn 3% rewards when booking through Expedia, Hotels.com or Vrbo, along with other ongoing rewards.
The cards at a glance
Annual fee
$0
$99
New cardholder offer
One Key™ Card
Limited Time Offer: Earn $300 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®.
One Key+™ Card
Earn $350 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®.
Ongoing rewards
One Key™ Card
- Earn 3% in OneKeyCash on Expedia, Hotels.com and Vrbo.
- Earn 3% in OneKeyCash at gas stations, grocery stores and on dining (including takeout, delivery and food trucks).
- Earn 1.5% in OneKeyCash on all other purchases.
One Key+™ Card
- Earn 3% in OneKeyCash on Expedia, Hotels.com and Vrbo.
- Earn 3% in OneKeyCash at gas stations, grocery stores and on dining (including takeout, delivery and food trucks).
- Earn 2% in OneKeyCash on all other purchases.
Other benefits
One Key™ Card
No foreign transaction fees.
- Automatic Silver tier. Move to Gold tier if you spend $15,000 per year.
- Cell phone protection.
- Trip protections including coverage for rental cars, trip cancellation and interruption.
One Key+™ Card
No foreign transaction fees.
- Automatic Gold tier. Move to Platinum tier if you spend $30,000 per year.
- $100 in OneKeyCash on each cardholder anniversary.
- Up to $120 statement credit for programs like NEXUS, Global Entry or TSA PreCheck.
- Cell phone protection.
- Trip protections including coverage for rental cars, trip cancellation and interruption.
» Learn more: Redeem your points for your dream trip — here's how
What else you need to know
How does Vrbo work?
Vrbo is a vacation rental platform that provides travelers with the privacy and comforts of a home away from home. Its rental homes allow large groups or families to stay together under one roof.
Additionally, travelers can take advantage of amenities like full kitchens, in-unit laundry, private backyards and more.
Vrbo properties are also good for remote workers on extended trips, pet owners wanting to give their furry friends more space and travelers who prefer staying in remote locations without traditional lodging options.
» Learn more: Is Vrbo legit?
Where and what types of properties can you book through Vrbo?
Travelers can choose from more than two million condos, cabins, lake rentals, beach houses and other types of properties. Here are some examples of the types of properties you can book in a handful of popular tourist destinations.
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Nashville, Tennessee
Both of these options in Nashville, Tennessee, are within miles of downtown and cost a bit over $100 per night — a rate that may even be cheaper than some area hotels. One option is a corner penthouse apartment with a balcony, while the other is a private guesthouse in historic east Nashville.
Miami, Florida
Trips to Miami can get expensive, but there are Vrbo options at many price points. Both of these example selections are less than a 10 minute drive to the beach, but they range in price from under $200 to more than $350 per night. Depending on how many travelers are in your group, you may want to select rentals with multiple bedrooms, as well.
Paris, France
Recent regulations have made it more difficult for Parisian hosts to rent their properties on short-term rental sites, but there are still great deals to be found in the City of Light. Options range from studio apartments in the city center for around $150 a night to quieter locations on the outskirts of the city for around $80.
Tokyo, Japan
Staying at a Vrbo in Japan can be culturally immersive, as visitors can experience what it’s like to live in a traditional Japanese home. Both of these options sleep larger groups and have multiple bedrooms, which can be nice for families or groups of friends. At under $150 per night, neither option is a bad deal, either.
» Learn more: Airbnb vs. Vrbo
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2026:
- Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
- No annual fee: Wells Fargo Autograph® Card
- Flat-rate travel rewards: Capital One Venture Rewards Credit Card
- Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
- Luxury perks: American Express Platinum Card®
- Business travelers: Ink Business Preferred® Credit Card
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