Best MasterCard Credit Cards
Looking for the best MasterCard credit cards? Accepted in over 210 countries and territories worldwide, MasterCard is always a good decision. It may not quite have the reach of VISA, but it’s darn close and still offers some great financial products. There are loads of MasterCards out there, and choosing the right one can be difficult. To help start you on pinpointing the card of your dreams, we’ve assembled a list of the best MasterCard credit cards available today.
Keep in mind, many of these cards are also offered as a VISA. When you apply for your card, make sure the form has an option to choose your preferred payment system. If not, you may want to contact customer service directly to ensure you get the right one.
Best for Balance Transfers and Debt Relief: Citi Simplicity
Best Rewards Credit Card: Barclaycard Arrival Plus™ World Elite MasterCard®
The Barclaycard Arrival Plus™ World Elite MasterCard® is one of the best rewards cards in the business. You basically earn 2.2% rewards on every dollar you spend: 2 miles on every $1, and if you redeem your miles as a statement credit against a travel expense (airfare, travel agencies, car rentals, hotels, etc), 10% of the redeemed miles are credited back to your account. Moreover, it comes with a great bonus: Earn 40,000 bonus miles when you spend $3,000 or more on purchases in the first 90 days from account opening. Its $89 annual fee is waived the first year, and it has no foreign transaction fee. With a rewards rate of 2.2%, this is pretty much the best card out there for international travel and everyday value alike.
Best card for Students: Upromise World MasterCard®
The Upromise card isn’t just for current or aspiring students – it’s ideal for anyone who wants a great cash back program without the hassle of annual fees. It earns 5% cash back through the extensive Upromise mall (this is on top of the 5% bonus you get normally, so you can get 10% back on Gap, Sephora, and hundreds more). On top of that, you get:
- 4% cash back at participating restaurants
- 3% at Exxon or Mobile gas stations
- 2% on movies
- 1% elsewhere
- A Start with a $100 cash back bonus after first use. signup bonus
You’ll also get 12 months of 0% interest on purchases and transfers, with no annual fee. Perhaps the best part is how you redeem your cash back: you can get a straight-up check, or you can contribute your rewards to a 529 college savings plan or Sallie Mae high-yield savings account, or pay down a Sallie Mae-serviced student loan. It’s not just for college kids: Anyone can benefit from easy cash and up to 10% back.
Best for Bad Credit: Capital One Secured
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