Hilton Honors Points: What They’re Worth and How to Use Them

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How much is a Hilton Honors Point worth? Depending on how you redeem your Hilton HHonors rewards, they can be worth anywhere from 0.1 cents to 1.7 cents apiece. The industry standard, as a reference point, is 1 cent. Since there are 10 different hotel chains under the Hilton umbrella, you can redeem in a number of ways, even before you factor in redeeming points for airline miles, cruises and more.

This is our in-depth calculation of just how far your points and elite status will get you. Check out our blog for an explanation of how best to use your credit card to earn Hilton Honors Points. Read on for the best credit cards to earn you those Hilton HHonors points, and the best ways to redeem them.

Hilton credit cards

American+Express Hilton+HHonors+Surpass Credit Card
The Hilton Honors Surpass is the best of the lot, giving you 9% rewards at the Hilton, 3% on groceries, drugstores, gas and some utilities purchases, and 1.5% elsewhere (percentages based on a valuation of 2 HHonors points to the penny). But aside from the rewards rate, where it stands out is the perks: 2,500 points for each stay in your first 18 months, up to 8 stays; 500 points for booking online; a 40,000-point bonus after your first purchase; airport lounge access and Gold Elite status for your first year. This makes it one of the most rewarding cards out there, and well worth the $75 annual fee.

American+Express Hilton+HHonors Credit Card
The other Hilton credit card from American Express is less impressive. Though it has no annual fee, you only get a 20,000-point signup bonus, 2,500 points up to just 4 stays, Silver status rather than Gold, and only 3% rewards when you spend on the Hilton. Even with the difference in signup bonuses alone, you’ve made up for the Surpass’ $75 annual fee, so you might as well go with the top-tier version.

Citibank Hilton+HHonors Credit Card
Bringing up the rear is the Citi Hilton HHonors card, which earns completely ho-hum rewards with 3% at the Hilton, 1.5% on groceries, drugstores and gas, and 1% elsewhere. Okay, sure, you get 40,000 bonus points, but where the AmEx cards give you the bonus after your first purchase, the Citi wants you to spend $1,000 in the first four months. Plus, you get Silver status rather than Gold, and it doesn’t have the nice 2,500 points per stay promotion. The only benefit is that, as a Visa, it’s easier to use outside of the US than AmEx.

Redemption options:

Two notes to keep in mind: one, we did our calculations based on only one redemption option per category. You might get a different rate if you book at, say, the Rome Cavalieri during off-peak times. Also, our calculations overestimate the value of Hilton Honors points. Points don’t cover the cost of taxes or other fees, which can cost over $50.

Hotel stays, except Waldorf: Hilton divides its hotels into 7 tiers, charging 7,500 points for a stay at a Tier 1 hotel and 50k at a Tier 7 hotel.

  • Tier 1: A one-king standard room at the Hampton Inn Houston/Baytown (Tier 1) costs around $130 per night. Points are worth $130/7,500 = 1.7 cents.
  • Tier 3: A similar room at the Hampton Suites in Aberdeen, South Dakota sells for $109 and costs 25k points. Points are worth $109/25,000 = 0.4 cents.
  • Tier 7: A night at the Beverly Hilton (Tier 7) costs around $325 for the same room. Points are worth $325/50,000 = 0.65 cents.

Both of the AmEx cards give you a discount when you redeem your points for four nights at a Category 5 or 6 hotel: staying at a Category 5 costs 125k, down from the usual 140k, while a Category 6 stay costs 145k, down from 160k. That’s about a 10% discount – but remember, you have to stay four nights. Mention promotional code AXON5 or AXON6, for the Category 5 and 6 discounts respectively.

Hotel stay, Waldorf Astoria: Most of the Waldorf hotels cost 60k points in the high season and 50k in the low season. A night at the Waldorf Astoria Shanghai costs $386 for a King Deluxe room in high season. Points are worth $386/60,000 = 0.64 cents.

Car rentals: A week’s rental from Alamo requires 14k points and costs ~$250. Points are worth $250/14,000 = 1.78 cents.

Cruises: A $250 voucher for CruisesOnly, an American cruise only, costs 120k points. Points are worth $250/120,000 = 0.21 cents.

Entertainment parks: A three-day adult Park Hopper ticket to Disneyland costs 115k points and is worth $199. Points are worth $199/115,000 = 0.17 cents.

Points for miles: You can trade points for airline miles on one of Hilton’s many partner airlines, at different rates. You can swap 10,000 HHonors points for 1,200 Southwest Rapid Rewards points, with a cash value of just $10 in Business Select or $20 if you fly economy. Points are worth 0.1 to 0.2 cents.

How should you use your Hilton Honors Points?

HHonors points are good at any of the 10 hotel chains owned by the Hilton Hotel empire. These include the Waldorf Astoria, Conrad, Hilton, DoubleTree, Hilton Garden, Hampton Inn, Homewood Suites, Home2 Suites, and Hilton Grand Vacations. Over 3,700 hotels accept points, as of this writing. If you want to redeem for hotel stays, Hilton breaks its hotels up into 7 tiers and charges a different number of points for each tier. The Waldorf hotels are on a different point schedule entirely.

We’ll save you the math (that’s what we’re here for) and we’ll simply tell you if you’ll get a better or worse value than the industry standard 1 cent per point. If you want to check out the nitty-gritty of the calculations, and get some more information, check out our review of the Hilton Honors points program.

Redemption Option Value of a point (cents) Good idea?
Hotel stay, Category 1 1.7 Great
Hotel stay, Category 3 0.4 Terrible
Hotel stay, Category 7 0.7 Mediocre
Car rental 1.8 Great
Hotel stay, Waldorf 0.6 Mediocre
Cruises 0.2 Bad
Entertainment parks 0.2 Bad
Points for airline miles* 0.1-0.2 Terrible

*Values derived from Southwest Airlines Rapid Rewards points.

If you want to cash in on your Hilton Honors points, the best way is to use them for car rentals with affiliate agencies, free nights at lower-grade hotels, or trade points for miles if and only if they have a deal going on. (For example, until July 15th of 2011, Hilton will let you trade 5,000 HHonors points for 500 JetBlue TrueBlue points, making the HHonors points worth ~1.04 cents each).

Elite status tiers:

Elite status is earned through stays, nights, or base points. You have through the calendar year to accumulate enough to earn a membership level, and once you’ve got it, you need to re-qualify every year. Here’s our breakdown of the elite levels, requirements, and a summary of benefits. At the Blue and Silver levels, the benefits only apply to 2 of the 10 Hilton hotels: the Waldorf Astoria (WA) and Hilton Grand Vacations (HGV). Unless otherwise specified, the benefits apply to those two hotels. At the Gold and Diamond level, the benefits apply to most hotels.*

Level Qualifications Benefits
Blue Sign up online
  • Free newspaper
  • Late check-out (WA only)
Silver 4 stays
OR
10 nights
  • Free newspaper
  • Early check-in (HGV)
  • Late check-out
  • 2 bottles of water
  • Health club access (WA)
  • 15% point bonus
Gold 16 stays
OR
36 nights
OR
60,000 base points
  • Free internet
  • Room upgrades
  • Executive lounge access
  • 25% point bonus
Diamond 28 stays
OR
60 nights
OR
100,000 base points
  • Free internet
  • Reservations guarantee
  • Room upgrades
  • Executive lounge access
  • Free breakfast
  • 50% point bonus 

*The room upgrade benefit is limited to Hilton, Conrad, and DoubleTree hotels.

Read our take on what you need to know to best choose and use your Hilton credit card.

The American Express Hilton credit cards

Hilton Credit Card - No FeeHilton Credit Card
American+Express Hilton+HHonors Credit Card
American+Express Hilton+HHonors+Surpass Credit Card
Signing Promo
40,000 Hilton Honors Points Bonus60,000 Hilton Honors Points Bonus after spending $3,000 - 40,000 points with your first purchase, and 20,000 more when you spend $3,000 in the first 3 months
Intro APR Promo
Purchase:None
Bal Trans:None
Purchase:None
Bal Trans:None
Annual fee
$0$75
Details
  • Earn 3 points per $1 spent on purchases
  • NerdWallet estimates Hilton HHonors Points are worth 0.5 cents each based on our analysis of point redemption options at hotels around the world
  • 6 points per $1 at Hilton, Gas, Groceries, Drug stores, Cable/internet/wireless bills
  • 3 points elsewhere
  • 15% bonus for points with complimentary Silver Status
  • Earn 3 points per $1 spent on purchases
  • NerdWallet estimates Hilton HHonors Points are worth 0.5 cents based on our analysis of point redemption options at hotels around the world
  • 9 points per $1 at Hilton
  • 6 points per $1 spent on, Gas, Groceries, Drug stores, Cable/internet/wireless bills
  • 3 points elsewhere
  • 25% bonus for points with complimentary Gold Status

The Citi Hilton Card

Citi® Hilton HHonors® Visa Signature® Card
Citibank Hilton+HHonors Credit Card
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*
  • Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases.*
  • No Annual Fee.*
Annual FeeSigning PromoAPR, variable*Intro APR Promotions
$0*40,000 Hilton Honors Points Bonus after spending $1,000 - 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
Min APR:14.24%
Max APR:16.24%
Default APR:29.99%
Cash Adv:25.24%
Purchase:None
Bal Trans:None

  • Jane Reston

    wish i had read thru the gift certificate options before i signed up! it’s deceptive to only get $50 for 25,000 points, despite the fact that you can earn 3 points per dollar spent.

  • occasional traveller

    thanks for simplifying the ‘secret’ process in determining what points will get you in practical terms…
    math calculations made sensible!

  • rob c.

    Unfortunately, it’s 14,000 a weekday for a rental and 70,000 for the week (7days).  This really drops the price per point.

  • Runner312

    I have searched many major cities inside / outside of US such as: Seattle, Portland, NYC, Tokyo, Anchorage, and so on. It seems like only that one Hampton Inn Houston/Baytown on your post give a rate of $130 or 7500 pts per night ($1=1.7 cents), the Hampton Inn in other cities all have similar rate but with 20k to 35k pts per night($1=<0.5 cent), if I am misunderstanding the tier level is classified by city or region instead of hotel brand (such as Hampton Inn) then please enlighten me, which Hilton hotels at which city require only 7500 pts per night other than Hampton Inn Houston/Baytown, because I have seen NONE after 1 hour search. Please convince me that there are actually more than 1 tier one hotels, otherwise the point will never worth more than 0.5 cent each.

  • Nbstrick

    Bad experience redeeming points for car rental:

    We redeemed 70,000 points for a weekly car rental from Alamo from Burlington VT airport.  We were told that we had to irretrievably give up the points before finalizing the deal.  When we saw the actual deal, we were allegedly in for $170 or so in taxes.  We were told that was because the taxes were based on a midsize rental.  We thought “Wow, Vermont taxes are high.” 

    The midsize car turned out to be the compact Ford Focus — but apparently this is Alamo’s chizzling policy.

    The nominal price for our rental was about $420 a week.  However, it also turns out, that by going to Alamo’s site, and booking a week’s rental in any configuration of time periods:  last minute, week in advance, month in advance, the next day, next year in the equivalent week, the maximum fee we found for a mid-size car was $180 a week.    The taxes and fees should have been about another $48.

    The price we were being “taxed” on came out conveniently close to the actual rental price of the car (without taxes).

    I doubt very much that Alamo is turning over our money to the state of Vermont…

    We complained to Hilton Honors.  The first person answering the phone said “Take it up with Alamo” and hung up.  The second was more helpful, and has opened a  ”case file.”  We’ll see.

    In the meantime, I’d advise avoiding redeeming Hilton Honors points on car rentals — at least not at Burlington…

    A pity — we have in general had a good experience with Hilton Honors.