Capital One Journey Student Rewards Credit Card

JourneySM Student Rewards from Capital One®

Card Details

Signing Promotion

Earn 1% cash back on every purchase

Reward Rate

1.25%* question

Annual Fee


APR, Variable

APR: 19.8% (Variable)
Penalty APR: Up to 29.4% (V), Variable
Cash Advance APR: 19.8% (V), Variable

Intro APR Promotions

Card Features
  • Earn 1% cash back on every purchase
  • For every month you pay on time, you receive a 25% bonus—that's a total of 1.25% cash back
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly payment due date that works best for you
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • Qualify with average credit
  • High rewards rate
  • No annual fee
  • No foreign transaction fee
  • High APR

Cardholder Reviews

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