Capital One Journey Student Rewards Credit Card

JourneySM Student Rewards from Capital One®

Card Details

Signing Promotion

Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time.

Reward Rate

1.25%* question

Annual Fee


APR, Variable

APR: 19.8% (V)
Penalty APR: 29.4%(V), Variable
Cash Advance APR: 19.8%(V), Variable

Intro APR Promotions

Card Features
  • Earn 1% cash back on every purchase, every month—and pay no annual fee
  • For every month you pay on time, you receive a 25% bonus—that's a total of 1.25% cash back
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Brighten your financial future with responsible credit use—and get rewarded along the way
  • Fraud coverage if your card is lost or stolen
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Pick the monthly payment due date that works best for you
Apply Now

on Capital One's
secure website

  • Qualify with average credit
  • High rewards rate
  • No annual fee
  • No foreign transaction fee
  • High APR

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