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NerdWallet > Rewards Credit Cards > MINI Platinum
MINI Platinum
Mini+Financial+Services MINI+Platinum Credit Card

(4.5/5 - 8 Votes)
Net Annual Rewards
$240
of Mini Motoring Rewards
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
APR, variable*
Min APR:
10.24%
Max APR:
22.24%
Default:
27.24%
Cash Adv:
23.24%
Intro APR Promotions
Purchase:
4.99% for 6 mos
Transfer:
None
Summary
  • Earn 1 point per $1 spent on purchases
  • Redeem points for Mini Dealership repairs, purchases, leases, parts
  • Double points on motoring purchases - gasoline, car washes, tolls
  • Up to $5,000 off next MINI lease or purchase, extra $5,000 if financed through Mini Financial Services

Compare To Our Most Popular Cards For The Category

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Compare To Blue Cash Preferred Card from American Express




Why do we think you should consider this card?

Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership

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Reward Details & Calculator

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Rewards Type: Mini Motoring Rewards

Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.11%
$240
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$240

Calculate Interest & Finance Charges

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Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*

Balance Transfer Fee, 4.0%
$400
APR, 24 months
$2,353

Total
$2,753

*Average APR for Balance Transfers of 12.2% includes transfer fees and APR promotions.

Effective Annual Rate, Purchases

Promo EAR, 6 months
5.11%
Ongoing EAR, 18 months
10.73%

Total EAR, 24 months
9.30%

APR Rankings

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APR
10.24%
ranks #788 out of 1751 cards.
Average is 11.78%.
Balance Transfer Fee
4%
ranks #1317 out of 1639 cards.
Average is 1.67%.
Cash Advance APR
23.24%
ranks #561 out of 1002 cards.
Average is 18.74%.

Rewards Rankings

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Annual Fee
$0
ranks #1 out of 1773 cards.
Average is $9.
Base Reward Rate
1%
ranks #69 out of 963 cards.
Average is 0.99%.
Effective Reward Rate
1.11%
ranks #168 out of 958 cards.
Average is 1.04%.
Sign-up Bonus
$0
ranks #1762 out of 1762 cards.
Average is $33.
Credit Card Review: MINI Platinum


Author:
TIM

Verdict – There is no reason anyone should get this card. You can get much better rewards with a cash card.

It’s great that you love your Mini so much, but it’s not worth getting the Mini Visa Platinum with 2% rewards on gas, tolls, and car washes, when there are so many cards that offer 3-5% on gas with bonus categories in other areas as well.

Take a look through our rewards credit cards page and see for yourself.

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