Wells Fargo Secured Visa Card
Wells Fargo Secured Visa Card
Wells Fargo Secured Visa Card
Card details
N/A
Rates, fees & offers
Annual fee
$25
Rewards rate
N/A
Bonus offer
None
Intro APR
N/A
Ongoing APR
Purchase: 19.99%, Variable
Cash Advance APR: 24.99%, Variable
Balance transfer fee
5%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
 Wells Fargo Secured Visa Card | ||
|---|---|---|
Annual fee$25 | Annual fee$0 | Annual fee$0 |
Regular APR19.99% Variable | Regular APR20.49%-29.24% Variable APR | |
Intro APRN/A | Intro APR0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies | Intro APR0% intro APR on purchases and Balance Transfers for 15 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Ben Luthi
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Rating details
3.9
Editor's overall rating
Pros and cons
Pros
Qualify with limited / bad credit
Cons
Has annual fee
No rewards
High APR
The Wells Fargo Secured Visa Card is a solid choice for someone who has bad credit or no credit history. Depending on your security deposit, you can get a credit line of up to $10,000. With most secured credit cards offering a maximum credit line of no more than $5,000, the Wells Fargo Secured Visa Card gives cardholders more flexibility in their spending.
The Wells Fargo Secured Visa Card’s $25, which is low compared with other secured credit cards. However, its interest rate is average: The ongoing APR is 19.99% Variable.
Want more information? Check out our full review.
