Low Interest Credit Cards

Do you carry a balance month-to-month? A low interest credit card will save a lot of money over time, so no matter how tempting a rewards card may sound, be mindful that you’re likely to pay more in high interest than you earn back in rewards. Low APR credit cards come in two flavors: a 0% introductory period, and a low ongoing rate. Use the filters below to find the best credit cards (some of which are from our partners) for you. For our recommendations, check out our list of the best low interest credit cards.

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Showing 1 - 10 of 106  Results
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Credit Card Annual Fee Introductory APRs Ongoing APRs *True Interest Cost dollarsign
Chase Slate Elite Credit Card

Chase Slate®

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Show Details
$0 0% Intro APR on purchases and balance transfers for 15 months
12.99%, 17.99%, or 22.99% (V)
6.75%
question

Apply Now

on Chase's
secure website

thumbsupPros
  • No annual fee
  • 0% on purchases and balance transfers for 15 months
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months12.99%-22.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
6.75%
Account Details

  • $0 introductory balance transfer fee for transfers made during the first 60 days. After that, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.
  • Pay less interest. Save on balances and new purchases.
  • 0% Introductory APR for 15 months on purchases and balance transfers. After the introductory period ends, a variable APR of 12.99%, 17.99%, or 22.99%.
  • $0 Annual Fee.
  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts.

See complete Chase Slate® details

Union Bank Platinum Edition Visa Card Credit Card

Union Bank Platinum Edition Visa Card

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Show Details
$0 Purchase:
0% for 12 mos
Balance Transfer:
0% for 12 mos
Min APR:
9.99%
Max APR:
17.99%
Penalty APR:
29.99%
Cash Adv:
25.24%
7.50%
question

Apply Now

on Union Bank's
secure website

thumbsupPros
  • No annual fee
  • 0% for 12 mos on transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 12 months0.00%
Ongoing APR after 12 months14.99%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
7.50%
Account Details

  • No rewards offered

See complete Union Bank Platinum Edition Visa Card details

Bremer Bank Platinum Credit Card

Bremer Bank Platinum

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Show Details
$0 Purchase:
0% for 12 mos
Balance Transfer:
0% for 12 mos
Min APR:
9.99%
Max APR:
20.99%
Cash Adv:
23.99%
7.75%
question

Apply Now

on Bremer Bank's
secure website

thumbsupPros
  • No annual fee
  • 0% for 12 mos on transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 12 months0.00%
Ongoing APR after 12 months15.49%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
7.75%
Account Details

  • No rewards offered

See complete Bremer Bank Platinum details

Bank of America BankAmericard® Visa® Credit Card

BankAmericard® Visa® Card

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Show Details
$0 0%* on purchases for 15 billing cycles* and 0%* on balance transfers for 15 billing cycles for qualifying balance transfers*
10.99% - 20.99% Variable* on purchases & balance transfers
7.87%
question

Apply Now

on Bank of America's
secure website
Or call (800) 322-7707

NerdScore, Interest Over 24 Billing Cycles
Intro purchase APR, first 15 billing cycles0.00%
Ongoing APR after 15 billing cycles10.99% - 20.99% Variable on purchases and balance transfers
True Interest Cost, 24 billing cycles effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
7.87%
Account Details

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Our $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
  • Chip technology for enhanced security at chip-enabled merchant terminals

See complete BankAmericard® Visa® Card details

American Express Blue Cash Everyday Credit Card

Blue Cash Everyday® Card from American Express

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Show Details
$0 0% on Purchases for 15 months; 0% on Balance Transfers for 15 months
12.99% - 21.99% Variable
8.25%
question

Apply Now

on American Express's
secure website

thumbsupPros
  • No annual fee
  • 0% on purchases and balance transfers for 15 months
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months12.99%-21.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
8.25%
Account Details

  • Get one year of Amazon Prime plus $50 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $50 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.

See complete Blue Cash Everyday® Card from American Express details

American Express Blue Cash Preferred Credit Card

Blue Cash Preferred® Card from American Express

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Show Details
$75 0% on Purchases for 15 months; 0% on Balance Transfers for 15 months
12.99% - 21.99% Variable
8.25%
question

Apply Now

on American Express's
secure website

thumbsupPros
  • 0% on purchases and balance transfers for 15 months
thumbsdownCons
  • Has annual fee
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months12.99%-21.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
8.25%
Account Details

  • Get one year of Amazon Prime plus $100 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.

See complete Blue Cash Preferred® Card from American Express details

American Express Amex EveryDay Credit Card

The Amex EveryDaySM Credit Card from American Express

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Show Details
$0 Purchase:
0% for 15 mos
Balance Transfer:
0% for 15 mos
Min APR:
12.99%
Max APR:
21.99%
Penalty APR:
27.24%
Cash Adv:
25.24%
8.25%
question

Apply Now

on American Express's
secure website

thumbsupPros
  • No annual fee
  • 0% for 15 mos on transfers
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months12.99%-21.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
8.25%
Account Details

  • Get One Year of Amazon Prime plus 10,000 Membership Rewards¨ points after you make $1,000 in purchases with your new Card in the first three months
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance (prepaid hotel), on the American Express Travel site.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.

See complete The Amex EveryDaySM Credit Card from American Express details

Chase Freedom Credit Card

Chase Freedom®

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Show Details
$0 0% APR for 15 months on purchases and balance transfers
13.99% - 22.99% (Variable)
8.62%
question

Apply Now

on Chase's
secure website

thumbsupPros
  • Bonus cash back categories
  • No annual fee
  • 0% on purchases and balance transfers for 15 months
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months13.99%-22.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
8.62%
Account Details

  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • 5% Cash Back on up to $1,500 in combined purchases between 1/1/15—3/31/15 at grocery stores (not including Walmart® and Target® purchases), movie theaters, and Starbucks® stores
  • You'll enjoy new 5% categories every 3 months like restaurants, gas stations, and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire as long as your account is open

See complete Chase Freedom® details

First National Omaha Platinum Edition Visa Card Credit Card

First National Omaha Platinum Edition Visa Card

starstarstar
Show Details
$0 Purchase:
0% for 12 mos
Balance Transfer:
0% for 12 mos
Min APR:
9.99%
Max APR:
17.99%
Penalty APR:
29.99%
Cash Adv:
25.24%
9.00%
question

Apply Now

on First National Omaha's
secure website

thumbsupPros
  • No annual fee
  • 0% for 12 mos on transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 12 months0.00%
Ongoing APR after 12 months17.99%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
9.00%
Account Details

  • Every purchase results in a funding contribution to the NRA

See complete First National Omaha Platinum Edition Visa Card details

Somerset Trust Company Visa Gold Card Credit Card

Somerset Trust Company Community Visa Gold

starstarstarhalfstar
Show Details
$0 Purchase:
3.9% for 6 mos
Balance Transfer:
None
Min APR:
10.90%
Max APR:
10.90%
Cash Adv:
18.15%
9.15%
question

Apply Now

on Somerset Trust Company's
secure website

thumbsupPros
  • Qualify with average credit
  • No annual fee
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 6 months3.90%
Ongoing APR after 6 months10.90%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
9.15%
Account Details

  • For each use of the card to buy goods or services, Somerset Trust will make a donation to a community organization

See complete Somerset Trust Company Community Visa Gold details

* "Annual Rewards" and "True Interest Cost" are NerdWallet estimates and not credit card providers numbers.
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