Low Interest Credit Cards

Carrying a balance can be costly, but it doesn't have to be. Pay less interest when you carry over your debt with these low interest credit cards, some of which are from our partners.

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Showing 1 - 10 of 99  Results
Credit Card Annual Fee Introductory APRs Ongoing APRs *True Interest Cost dollarsign
Chase Slate Elite Credit Card

Chase Slate(R)

Show Details
$0 0% Intro APR for 15 months on purchases and balance transfers
12.99% - 22.99% Variable
6.75%
question

Apply Now

on Chase's
secure website

thumbsupPros
  • No annual fee
  • 0% Intro APR for 15 months on purchases and balance transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months12.99%-22.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
6.75%
Account Details

  • Chase Slate named "Best Credit Card for Balance Transfers" two years in a row by Money Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • NEW Free Monthly FICO(R) Score and Credit Dashboard
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

See complete Chase Slate(R) details

Union Bank Platinum Edition Visa Card Credit Card

Union Bank Platinum Edition Visa Card

Show Details
$0 Purchase
0% for 12 mos
Transfer
0% for 12 mos
9.99%-17.99% Variable
7.50%
question

Apply Now

on Union Bank's
secure website

thumbsupPros
  • No annual fee
  • 0% for 12 mos on transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 12 months0.00%
Ongoing APR after 12 months14.99%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
7.50%
Account Details

  • No rewards offered

See complete Union Bank Platinum Edition Visa Card details

Bremer Bank Platinum Credit Card

Bremer Bank Platinum

Show Details
$0 Purchase
0% for 12 mos
Transfer
0% for 12 mos
9.99%-20.99% Variable
7.75%
question

Apply Now

on Bremer Bank's
secure website

thumbsupPros
  • No annual fee
  • 0% for 12 mos on transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 12 months0.00%
Ongoing APR after 12 months15.49%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
7.75%
Account Details

  • No rewards offered

See complete Bremer Bank Platinum details

Bank of America BankAmericard® Visa® Credit Card

BankAmericard® Credit Card

Show Details
$0 0% on purchases for 15 billing cycles and 0% on balance transfers for 15 billing cycles for qualifying balance transfers
10.99% - 20.99% Variable on purchases & balance transfers
7.87%
question

Apply Now

on Bank of America's
secure website
Or call (800) 322-7707

NerdScore, Interest Over 24 Billing Cycles
Intro purchase APR, first 15 billing cycles0.00%
Ongoing APR after 15 billing cycles10.99% - 20.99% Variable on purchases and balance transfers
True Interest Cost, 24 billing cycles effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
7.87%
Account Details

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you're not responsible for any fraudulent charges made on your account
  • Now with chip technology for enhanced security and protection at chip-enabled terminals

See complete BankAmericard® Credit Card details

American Express Blue Cash Everyday Credit Card

Blue Cash Everyday® Card from American Express

Show Details
$0 0% on purchases and balance transfers for 15 months
12.99%-21.99% Variable
8.25%
question

Apply Now

on American Express's
secure website

thumbsupPros
  • No annual fee
  • 0% for 15 mos on transfers
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months12.99%-21.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
8.25%
Account Details

  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.

See complete Blue Cash Everyday® Card from American Express details

American Express Blue Cash Preferred Credit Card

Blue Cash Preferred® Card from American Express

Show Details
$75 0% on purchases and balance transfers for 15 months
12.99%-21.99% Variable
8.25%
question

Apply Now

on American Express's
secure website

thumbsupPros
  • 0% for 15 mos on transfers
thumbsdownCons
  • Has annual fee
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months12.99%-21.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
8.25%
Account Details

  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.

See complete Blue Cash Preferred® Card from American Express details

American Express Amex EveryDay Credit Card

The Amex EveryDay® Credit Card from American Express

Show Details
$0 Purchase
0% for 15 mos
Transfer
0% for 15 mos
12.99%-21.99% Variable
8.25%
question

Apply Now

on American Express's
secure website

thumbsupPros
  • No annual fee
  • 0% for 15 mos on transfers
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months12.99%-21.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
8.25%
Account Details

  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and get 20% extra points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.

See complete The Amex EveryDay® Credit Card from American Express details

Chase Freedom Credit Card

Chase Freedom(R)

Show Details
$0 0% for 15 Months on purchases and $5 or 3% of the amount of each transfer, whichever is greater, on balance transfers
13.99%-22.99% (Variable)
8.62%
question

Apply Now

on Chase's
secure website

thumbsupPros
  • Bonus cash back categories
  • No annual fee
  • 0% for 15 Months on purchases and $5 or 3% of the amount of each transfer, whichever is greater, on balance transfers
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months13.99%-22.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
8.62%
Account Details

  • Named a Best Card for Cash Back by MONEY(R) Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • Unlimited 1% Cash Back on every purchase
  • 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
  • You'll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • No annual fee and rewards never expire as long as your account is open

See complete Chase Freedom(R) details

First National Omaha Platinum Edition Visa Card Credit Card

First National Omaha Platinum Edition Visa Card

Show Details
$0 Purchase
0% for 12 mos
Transfer
0% for 12 mos
9.99%-17.99% Variable
9.00%
question

Apply Now

on First National Omaha's
secure website

thumbsupPros
  • No annual fee
  • 0% for 12 mos on transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 12 months0.00%
Ongoing APR after 12 months17.99%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
9.00%
Account Details

  • Every purchase results in a funding contribution to the NRA

See complete First National Omaha Platinum Edition Visa Card details

Somerset Trust Company Visa Gold Card Credit Card

Somerset Trust Company Community Visa Gold

Show Details
$0 Purchase
3.9% for 6 mos
Transfer
None
10.90%-10.90% Variable
9.15%
question

Apply Now

on Somerset Trust Company's
secure website

thumbsupPros
  • Qualify with average credit
  • No annual fee
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 6 months3.90%
Ongoing APR after 6 months10.90%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
9.15%
Account Details

  • For each use of the card to buy goods or services, Somerset Trust will make a donation to a community organization

See complete Somerset Trust Company Community Visa Gold details

* "Annual Rewards" and "True Interest Cost" are NerdWallet estimates and not credit card providers numbers.
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