Zero Percent Credit Cards

A 0% credit card is a great tool if you want to take your time paying off a big purchase or need to consolidate existing debt. Some of the 0% APR cards below are from our partners.

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Showing 1 - 10 of 53  Results
Credit Card Annual Fee Introductory APRs Ongoing APRs *True Interest Cost dollarsign
Chase Slate Elite Credit Card

Chase Slate(R)

Show Details
$0 0% Intro APR for 15 months on purchases and balance transfers
12.99% - 22.99% Variable
6.75%
question

Apply Now

on Chase's
secure website

thumbsupPros
  • No annual fee
  • 0% Intro APR for 15 months on purchases and balance transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months12.99%-22.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
6.75%
Account Details

  • Chase Slate named "Best Credit Card for Balance Transfers" two years in a row by Money Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • NEW Free Monthly FICO(R) Score and Credit Dashboard
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

See complete Chase Slate(R) details

Union Bank Platinum Edition Visa Card Credit Card

Union Bank Platinum Edition Visa Card

Show Details
$0 Purchase
0% for 12 mos
Transfer
0% for 12 mos
9.99%-17.99% Variable
7.50%
question

Apply Now

on Union Bank's
secure website

thumbsupPros
  • No annual fee
  • 0% for 12 mos on transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 12 months0.00%
Ongoing APR after 12 months14.99%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
7.50%
Account Details

  • No rewards offered

See complete Union Bank Platinum Edition Visa Card details

Bremer Bank Platinum Credit Card

Bremer Bank Platinum

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$0 Purchase
0% for 12 mos
Transfer
0% for 12 mos
9.99%-20.99% Variable
7.75%
question

Apply Now

on Bremer Bank's
secure website

thumbsupPros
  • No annual fee
  • 0% for 12 mos on transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 12 months0.00%
Ongoing APR after 12 months15.49%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
7.75%
Account Details

  • No rewards offered

See complete Bremer Bank Platinum details

American Express Amex EveryDay Credit Card

The Amex EveryDay® Credit Card from American Express

Show Details
$0 Purchase
0% for 15 mos
Transfer
0% for 15 mos
12.99%-21.99% Variable
8.25%
question

Apply Now

on American Express's
secure website

thumbsupPros
  • No annual fee
  • 0% for 15 mos on transfers
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months12.99%-21.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
8.25%
Account Details

  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and get 20% extra points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.

See complete The Amex EveryDay® Credit Card from American Express details

Chase Freedom Credit Card

Chase Freedom(R)

Show Details
$0 0% for 15 Months on purchases and 0% Intro APR for 15 months on balance transfers
13.99%-22.99% (Variable)
8.62%
question

Apply Now

on Chase's
secure website

thumbsupPros
  • Bonus cash back categories
  • No annual fee
  • 0% for 15 Months on purchases and 0% Intro APR for 15 months on balance transfers
NerdScore, Interest Over 2 Years
Intro purchase APR, first 15 months0.00%
Ongoing APR after 15 months13.99%-22.99% Variable
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
8.62%
Account Details

  • Named a Best Card for Cash Back by MONEY(R) Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • Unlimited 1% Cash Back on every purchase
  • 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
  • You'll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • No annual fee and rewards never expire as long as your account is open

See complete Chase Freedom(R) details

First National Omaha Platinum Edition Visa Card Credit Card

First National Omaha Platinum Edition Visa Card

Show Details
$0 Purchase
0% for 12 mos
Transfer
0% for 12 mos
9.99%-17.99% Variable
9.00%
question

Apply Now

on First National Omaha's
secure website

thumbsupPros
  • No annual fee
  • 0% for 12 mos on transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 12 months0.00%
Ongoing APR after 12 months17.99%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
9.00%
Account Details

  • Every purchase results in a funding contribution to the NRA

See complete First National Omaha Platinum Edition Visa Card details

Hancock Bank Visa Classic Credit Card

Hancock Bank Visa Classic

Show Details
$0 Purchase
0% for 7 mos
Transfer
1.9% for 12 mos
12.99% Variable
9.20%
question

Apply Now

on Hancock Bank's
secure website

thumbsupPros
  • No annual fee
  • 1.9% for 12 mos on transfers
NerdScore, Interest Over 2 Years
Intro purchase APR, first 7 months0.00%
Ongoing APR after 7 months12.99%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
9.20%
Account Details

  • 1 point per $1 spent on purchases

See complete Hancock Bank Visa Classic details

BBVA Compass Visa Signature Credit Card

BBVA Compass Visa Signature

Show Details
$0 Purchase
0% for 6 mos
Transfer
0% for 12 mos
9.24%-13.24% Variable
9.93%
question

Apply Now

on BBVA Compass's
secure website

thumbsupPros
  • No annual fee
  • 0% for 12 mos on transfers
NerdScore, Interest Over 2 Years
Intro purchase APR, first 6 months0.00%
Ongoing APR after 6 months13.24%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
9.93%
Account Details

  • 1 point per $1 spent on purchases

See complete BBVA Compass Visa Signature details

National Bank of Commerce Platinum Visa Credit Card

National Bank of Commerce Platinum Visa

Show Details
$0 Purchase
0% for 12 mos
Transfer
0% for 12 mos
9.99%-19.99% Variable
10.00%
question

Apply Now

on National Bank of Commerce's
secure website

thumbsupPros
  • No annual fee
  • 0% for 12 mos on transfers
thumbsdownCons
  • No rewards
NerdScore, Interest Over 2 Years
Intro purchase APR, first 12 months0.00%
Ongoing APR after 12 months19.99%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
10.00%
Account Details

  • No rewards offered

See complete National Bank of Commerce Platinum Visa details

First National Omaha Graphite(SM) American Express(R) Card Credit Card

First National Omaha Graphite(SM) American Express(R) Card

Show Details
$0 the first year, then $99 Purchase
0% for 12 mos
Transfer
0% for 12 mos
13.99%-19.99% Variable
10.00%
question

Apply Now

on First National Omaha's
secure website

thumbsupPros
  • Bonus cash back categories
  • 0% for 12 mos on transfers
thumbsdownCons
  • Has annual fee
NerdScore, Interest Over 2 Years
Intro purchase APR, first 12 months0.00%
Ongoing APR after 12 months19.99%
True Interest Cost, 2 year effective cost (NerdWallet estimate based on credit worthiness)
dollarsign
10.00%
Account Details

  • Earn 1% on purchases
  • 3% on airline purchases
  • 2% on gas and groceries

See complete First National Omaha Graphite(SM) American Express(R) Card details

* "Annual Rewards" and "True Interest Cost" are NerdWallet estimates and not credit card providers numbers.
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  1. [2013-07-05 00:54:12] - elizabeth sevilla says: more credit unions for balance transfer of 18 months low interest and low balance transfer fees
  2. [2013-07-02 18:31:59] - NerdWallet says: Your best bet is probably the Citi Simplicity, as it currently offers 0% interest on purchases for a full 18 months. That's one of the best offers in the business.
  3. [2013-01-08 16:48:11] - debtfree says: whats the best credit card if I don't want to pay interest on new purchases?
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