AmEx Adds Cell Phone Protection for Premium Cardholders

Calling American Express cardholders: If you hold The Platinum Card® from American Express, the Delta SkyMiles® Platinum American Express Card or a number of other premium AmEx cards, you’re now getting an added perk.

Starting April 1, 2021, eligible cardholders who charge their wireless bill to their AmEx card are eligible to be reimbursed for cell phone repairs or replacement phones. The protection even covers screen damage, which is often excluded from protection. Terms apply.

Coverage goes up to $800 per claim, or $1,600 (two claims) per 12-month period. Each approved claim carries a $50 deductible. Terms apply.

Cards that will offer cell phone protection

• The Platinum Card® from American Express

• The Business Platinum Card® from American Express

• Centurion® Card from American Express

• Business Centurion Card®

• Delta SkyMiles® Platinum American Express Card

• Delta SkyMiles® Platinum Business American Express Card

• Delta SkyMiles® Reserve American Express Card

• Delta SkyMiles® Reserve Business American Express Card

• The Platinum Card® Exclusively for Charles Schwab

• The Platinum Card® Exclusively for Morgan Stanley

• The Platinum Card® Exclusively for Goldman Sachs

• The Centurion® Card Exclusively for Goldman Sachs

According to a 2020 study by Statista, the average cost of a cell phone is $580, though some phones sell for $1,000 or more. This built-in cell phone protection can come in handy when you need it most. Just make sure you pay your bill with the card; simply holding the card isn’t enough to be eligible. Terms apply.

» MORE: Top credit cards that offer cell phone insurance

To view rates and fees of The Platinum Card® from American Express, see this page. To view rates and fees of The Business Platinum Card® from American Express, see this page.

To view rates and fees of the Delta SkyMiles® Platinum American Express Card, see this page. To view rates and fees of the Delta SkyMiles® Reserve American Express Card, see this page. To view rates and fees of the Delta SkyMiles® Platinum Business American Express Card, see this page. To view rates and fees of the Delta SkyMiles® Reserve Business American Express Card, see this page.