Chase Freedom Flex, Unlimited Will End 5% Grocery Rate in January 2021

» These offers have expired

These bonus offers have expired. See our details pages for the Chase Freedom Flex℠ and the Chase Freedom Unlimited® for the current offers.

A rich grocery store benefit on both the Chase Freedom Flex℠ and the Chase Freedom Unlimited® now has an expiration date.

Until Jan. 13, 2021, new cardholders can still earn 5% cash back at grocery stores (excluding Target and Walmart) on up to $12,000 in spending in the first year. But after that date, the perk will no longer be available to new applicants.

Otherwise, the cards’ benefits remain the same:

Chase Freedom Flex℠

The $0-annual-fee Chase Freedom Flex℠ earns 5% cash back on up to $1,500 in combined purchases in categories that rotate each quarter (1% back after you reach the spending threshold). It also earns 5% back on travel booked through Chase Ultimate Rewards®, 3% back at drugstores and restaurants (including takeout and eligible delivery services), and 1% back everywhere else.

The card recently announced its 5% bonus categories for Q1 2021. Below is its full 2020 calendar:

Chase Freedom Unlimited®

The $0-annual-fee Chase Freedom Unlimited® does not feature 5% rotating bonus categories. But it does earn the same 5% cash back on travel purchased through Chase Ultimate Rewards®, as well as 3% back at drugstores and restaurants (including takeout and eligible delivery services). And it earns a higher 1.5% back on "everything else."

Other benefits

Both cards will still offer the following sign-up bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.