Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
» These offers have expired
Until Jan. 13, 2021, new cardholders can still earn 5% cash back at grocery stores (excluding Target and Walmart) on up to $12,000 in spending in the first year. But after that date, the perk will no longer be available to new applicants.
Otherwise, the cards’ benefits remain the same:
Chase Freedom Flex℠
The $0-annual-fee Chase Freedom Flex℠ earns 5% cash back on up to $1,500 in combined purchases in categories that rotate each quarter (1% back after you reach the spending threshold). It also earns 5% back on travel booked through Chase Ultimate Rewards®, 3% back at drugstores and restaurants (including takeout and eligible delivery services), and 1% back everywhere else.
The card recently announced its 5% bonus categories for Q1 2021. Below is its full 2020 calendar:
Chase Freedom® and Chase Freedom Flex℠ bonus rewards categories for 2022
Q1 (Jan. 1-March 31)
• Grocery stores. • eBay.
Q2 (April 1-June 30)
• TBA In 2021: Gas stations, home improvement stores.
Q3 (July 1–Sept. 30)
• TBA In 2021: Grocery stores, select streaming services.
Q4 (Oct. 1–Dec. 31)
• TBA In 2021: Walmart, Paypal.
Chase Freedom Unlimited®
The $0-annual-fee Chase Freedom Unlimited® does not feature 5% rotating bonus categories. But it does earn the same 5% cash back on travel purchased through Chase Ultimate Rewards®, as well as 3% back at drugstores and restaurants (including takeout and eligible delivery services). And it earns a higher 1.5% back on "everything else."
Both cards will still offer the following sign-up bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Plus, with either card, you’ll earn 5% cash back on qualifying Lyft products and services purchased through the Lyft app through March 31, 2022.