Crypto.com, Bread to Partner on New Crypto-Earning Credit Card
Rewards rates as high as 5% are possible, but it depends on how much you've got locked up with Crypto.com.
Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.
The cryptocurrency exchange Crypto.com, in partnership with financial services company Bread Financial and Comenity Capital Bank, is launching a new crypto-earning credit card in summer 2025. The $0-annual-fee Crypto.com Visa Signature card can earn up to 5% back in rewards paid out in the exchange's native CRO (or Cronos) cryptocurrency.
Image courtesy of Crypto.com
When it debuts, it will join a very short list of crypto credit cards available in today’s market.
For a no-annual-fee card, a 5% rewards rate is excellent, but that rate is attainable only if you’ve locked up a hefty sum with Crypto.com for 365 days. (Lockup is a period during which certain tokens or coins can’t be sold, transferred or traded, according to Crypto.com.) The Crypto.com credit card has five tiers with different lockup requirements and rewards rates:
Midnight. No lockup requirement. Earns an unlimited 1.5%.
Ruby. $500 lockup requirement. Earns an unlimited 2%.
Jade/Indigo. $5,000 lockup requirement. Earns an unlimited 3%.
Icy/Rose. $50,000 lockup requirement. Earns an unlimited 4%.
Obsidian. $500,000 lockup requirement. Earns an unlimited 5%.
Those in the Ruby through Obsidian tiers are also eligible to receive a rewards boost for 12 months from their credit card open date or tier upgrade date. Ruby and Jade/Indigo members will earn an additional 0.5% back; Icy/Rose cardholders get an extra 1%; and Obsidian earns an additional 1.5%.
CRO rewards earned with the Crypto.com credit card will be deposited into the cardholder’s Crypto Wallet located in the Crypto.com app. CRO may be exchanged for other cryptocurrencies, stocks, NFTs and more.
Crypto.com users may apply for the Crypto.com credit card in the Crypto.com app. If approved, cardholders can use the card immediately by adding it to a digital wallet. New cardholders are also eligible for a limited-time welcome offer valued at $100-$5,000 CRO, depending on their tier.
Find the right credit card for you.
Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.