Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
» This offer has expired
The offer below has expired. Visit NerdWallet’s Best Credit Cards page for current offers.
Planning to do some holiday shopping at Walmart.com or Best Buy? It might behoove you to enroll in the Chase Pay digital wallet if you haven’t already.
For a limited time, eligible Chase cardholders can boost their normal rewards rates by using Chase Pay to make purchases at those merchants. Here’s how the promotions work:
At Walmart.com: Through Dec. 14, 2017, check out using Chase Pay and you can earn 10 points per dollar spent with the Chase Sapphire® Card or Chase Sapphire Reserve®; 10% cash back per dollar spent with the Chase Freedom Unlimited®; or up to 10% cash back on purchases made with the Chase Freedom®. There’s a $325 spending cap for this promotion. If you reach that cap, those rewards will likely be worth between $32.50 to $48.75, depending on the card and redemption option.
At Best Buy: Through Dec. 24, 2017, check out using Chase Pay and you can earn 10 points per dollar spent with the Chase Sapphire® Card or Chase Sapphire Reserve®; 10% cash back per dollar spent with the Chase Freedom Unlimited®; or 10% cash back on purchases made with the Chase Freedom®. There’s a $400 spending cap for this promotion. If you reach that cap, those rewards will likely be worth between $40 to $60, depending on the card and redemption option.
Note that the Best Buy offer is for in-store purchases, meaning you’ll have to download the Chase Pay app on your mobile device and use it at checkout.
Keep in mind, too, that at either merchant, the 10-point or 10% cash-back bonus is the maximum you can earn per transaction. For example, with the Chase Freedom Unlimited®, you’d earn an additional 8.5% on top of that credit card’s normal rewards rate of 1.5% cash back on all purchases, for a total of 10% back.
And in the case of the Chase Freedom®, Walmart is already a bonus category for the final quarter of 2017, so the Chase Pay boost would break down this way:
Earn 5% cash back on up to $1,500 in combined purchases in this quarter’s bonus categories (Walmart and department stores); earn 1% back on everything else
Earn 5% cash back when you use Chase Pay to check out on Walmart.com (through Dec. 14, 2017)
So if you’re a Chase Freedom® cardholder, activate your bonus categories to take full advantage of this offer. If you’ve already hit the card’s $1,500 spending cap, or if you do so at some point before the Chase Pay promotional period ends, you’ll drop down to earning only 6% back at Walmart.com through the remainder of the Chase Pay promotion.