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45 Small-Business Grants for Women
From the federal government to economic development agencies, here's a list of business grants for women.
Randa Kriss is a senior writer and NerdWallet authority on small business. She has nearly a decade of experience in digital content. Prior to joining NerdWallet in 2020, Randa worked as a writer at Fundera, covering a wide variety of small-business topics and specializing in the lending and banking spaces. Her work has been featured in The Washington Post, The Associated Press, MarketWatch and Nasdaq, among other publications. She has also hosted a webinar as part of the SBA's 2024 National Small Business Week Virtual Summit. Randa is passionate about helping small-business owners make educated financial decisions, especially when it comes to affordable funding. She is based in New York City.
Sally Lauckner is an editor on NerdWallet's small-business team. She has more than a decade of experience in online and print journalism. Before joining NerdWallet in 2020, Sally was the editorial director at Fundera, where she built and led a team focused on small-business content and specializing in business financing. Her prior experience includes two years as a senior editor at SmartAsset, where she edited a wide range of personal finance content, and five years at the AOL Huffington Post Media Group, where she held a variety of editorial roles. She is based in New York City.
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Business grants for women can help you grow your business for free, as opposed to small-business loans or other types of debt-based funding that you must pay back. But competition for small-business grants is fierce, and it takes considerable time and effort to win them.
If you’re up for the challenge, though, grants can be a great way to fund your new or existing business. Here are places women entrepreneurs can look for small-business grants and other free financial resources.
How much do you need?
We'll start with a brief questionnaire to better understand the unique needs of your business.Once we uncover your personalized matches, our team will consult you on the process moving forward.
Private small-business grants for women
Some private corporations and organizations offer business grants for women. Here are some to consider:
1. Amber Grants
Amount: $10,000 monthly Amber Grant, Startup Grant and Business Category Grant. $50,000 annual year-end grants (three issued).
Deadline: Applications accepted year-round; awards issued monthly and annually.
Eligibility: U.S. or Canadian businesses that are at least 50% women-owned.
Every month, WomensNet awards three $10,000 Amber Grants to women-owned businesses in the U.S. or Canada. At the end of each year, monthly grant winners are eligible to receive one of three $50,000 annual grants.
To apply, you’ll need to explain your business and describe what you’d do with the grant money. Because there’s no time in business requirement, companies seeking startup business grants for women may want to prioritize the Amber Grant.
2. IFundWomen Universal Grant Application Database
Amount: Varies by grant program.
Deadline: Varies by grant program.
Eligibility: Varies by grant program.
Apply: Fill out a universal application on the IFundWomen website to receive automatic notifications when you’re eligible to apply for a grant.
IFundWomen is a grant marketplace that partners with other companies to provide business grants. Previous grant partners have included companies like Visa, Neutrogena and American Express. The platform specializes in funding and coaching for women-owned businesses.
3. HerRise Microgrant
Amount: $1,000.
Deadline: Applications due the last day of each month.
Eligibility: U.S.-based, for-profit businesses that generate less than $1 million annually and are at least 51% owned by women.
HerRise Microgrants are offered by HerSuiteSpot, an organization that provides business coaching and training to under-resourced women entrepreneurs, including women of color.
4. YippityDoo Big Idea Grant
Amount: $1,000.
Deadline: Rolling applications; grants awarded on a monthly basis.
Eligibility: U.S.-based businesses owned by women; women with an idea to start a business.
YippityDoo, a support organization for women entrepreneurs, offers a $1,000 business grant on a monthly basis. In addition to the grant money, this program also provides a one-year membership to the company’s wealth mindset coaching group.
5. National Association for the Self-Employed Growth Grant
Amount: Up to $4,000.
Deadline: Rolling applications; reviewed on a quarterly basis (April, July, October and January).
Eligibility: Member of NASE; all business owners, including women.
The National Association for the Self-Employed (NASE) growth grants can be used for a variety of business needs, including marketing, advertising and hiring employees. To apply for this grant, you must be a NASE member in good standing for at least three months. Annual members can apply at any time.
6. The Freed Fellowship Grant
Amount: $500; recipients also considered for an additional $2,500 year-end grant.
Deadline: Rolling applications; grants awarded monthly.
Eligibility: U.S. small-business owners; women, minorities and other underrepresented entrepreneurs are especially encouraged to apply.
The Freed Fellowship issues a $500 microgrant on a monthly basis. All applicants receive two months of free access to the Freed Studio, a virtual small-business community. Winners also receive a strategy session with a team of business experts, invitation to speak on the Freed Stories podcast and one year of membership to the Freed Studio.
Another opportunity from HerSuiteSpot, this program provides a $1,000 microgrant each month. Applications are open to all U.S.-based small-business owners. Recipients are chosen based on their vision, impact and how the funding will move your business forward.
8. The Hustle Grant
Amount: $1,000.
Deadline: Last day of each month.
Eligibility: Business must be 50% women-owned and U.S.-based.
Not to be confused with the previous opportunity, the Hustle Grant is awarded by Cecilia's House, a lifestyle and home brand. The program provides a $1,000 microgrant to female founders on a monthly basis. Winners also receive one year of free marketing and brand exposure, as well as one year of exclusive access to expert-led workshops.
9. Women Founders Grant
Amount: $5,000.
Deadline: Last day of the month.
Eligibility: Women based in the U.S. that have a business idea or existing business that is at least 51% women-owned and operated.
The Women Founders Grant provides a monthly grant of $5,000 to women-owned businesses. To apply, you must answer two questions about your business and how you plan to use the funds. Applications close on the last day of each month.
10. Money Moves Pitch Competition
Amount: $5,000 for first place, $3,500 for second, $1,500 for third.
Deadline: Aug. 30, 2026.
Eligibility: U.S.-based, women-owned businesses; both service- and product-based businesses are eligible, including those in the ideation phase.
This pitch competition is hosted by Manifest Your Purpose, a stationery company designed for Black millennial women. To participate, you need to purchase a ticket to the Money Moves Summit, which is held in Irving, Texas. You’ll also need to complete an application and post a 60-second reel to Instagram with your elevator pitch. In addition to grant funding, pitch finalists will receive personalized coaching, mentorship and opportunities to showcase their businesses.
11. Hay Helen Grant
Amount: $10,000.
Deadline: Aug. 30, 2026.
Eligibility: U.S.-based businesses that are 50% women-owned and generate less than $1 million in annual revenue.
Presented by Visionaries, a networking platform for women business owners, the Hay Helen Grant provides $10,000 on a monthly basis. Nonbinary applicants assigned female at birth or who feel aligned with the intent of the grant are welcome to apply. The grant can be used for a variety of business purposes.
Women over the age of 18 are eligible to apply for a grant from Giving Joy. Winners will receive microgrants of up to $500, which can be put toward launching a business or nonprofit, or expanding an existing business or charity organization. Applications run twice per year, once in the spring and once in the fall.
13. High Five Grant for Moms
Amount: $10,000 for first place, $5,000 for second place; $2,500 for third place; $1,000 for five honorable mentions.
Deadline: Applications open Sept. 1, 2026 and run through Sept. 30, 2026.
Eligibility: Women caregivers that own at least 50% of a business; you’ve earned between $10,000 and $500,000 in revenue in the last 12 months.
The Mama Ladder organization offers an annual small-business grant specifically for moms. This grant, called the High Five Grant, is designed to support women caregivers with children of all ages, including first-time expecting moms, stepmoms and foster moms.
Entrepreneurs can submit an application online and share the story behind their business on social media. Finalists will be chosen by a panel of judges and then a public vote will determine the top three winners.
14. StartUP Grant
Amount: $5,000.
Deadline: Applications open Sept. 1, 2026.
Eligibility: Texas-based businesses with five or less employees; must have five years or less in business.
Offered by Texas Woman's University's Center for Women Entrepreneurs, the StartUP grant awards $5,000 to 10 Texas-based businesses. Businesses must be formed as a legal entity. Funds can be used for a variety of purposes.
15. Santander’s Cultivate Small Business
Amount: Up to $20,000.
Deadline: Sept. 8, 2026.
Eligibility: Food businesses located in a low-to-moderate income area; must have operated for at least one year, generated $25,000 to $1 million in revenue in the previous calendar year and have one to 10 full-time employees.
Santander's Cultivate Small Business program helps early-stage entrepreneurs in the food industry, with a focus on women-, immigrant- and BIPOC-owned businesses in low-to-moderate income neighborhoods. Through this program, business owners participate in a 12-week virtual education curriculum that includes mentorship and networking. Business owners also receive up to $20,000 in capital grants.
16. Ignite: A WBDC Grant
Amount: $2,500 to $10,000.
Deadline: Sept. 13, 2026.
Eligibility: Connecticut-based businesses that are at least 51% women-owned; must have been in business for at least two years and have annual revenue between $25,000 and $2 million in the last year.
Connecticut businesses that are at least 51% women-owned may be eligible for this grant offered by the Women's Business Development Council. Grants between $2,500 and $10,000 will be awarded toward specific projects that will contribute to a business's growth and profitability. You must have invested at least $2,500 into your business in the last 12 months, unless you’re located in a distressed municipality.
17. Her Agenda Breakthrough Grant
Amount: $5,000.
Deadline: Sept. 18, 2026.
Eligibility: U.S.-based women entrepreneurs who are at least 18 years old and have been in business for at least one year.
Her Agenda is a digital media platform that empowers and supports women to help them reach their professional goals. The company’s Breakthrough Grant offers $5,000 to a women entrepreneur looking to grow her business. To qualify, you must be currently operating a business and subscribed to the Her Agenda newsletter.
18. Enthuse Foundation Pitch Competition
Amount: $15,000 for first place; $10,000 for second place.
Deadline: Sept. 23, 2026.
Eligibility: U.S.-based businesses that are at least 51% women-owned; must have at least $100,000 in annual revenue, but less than $999,000. Brands must be a physical product in the food, beverage, or CPG business.
Started in 2019, the Enthuse Foundation's Annual Pitch Competition is open to female entrepreneurs with less than four years in business. Participants pitch their business at an in-person event. In addition to funding, winners receive in-kind services from Enthuse.
19. Secretsos Small Business Grant
Amount: $2,500.
Deadline: Sept. 30, 2026 for third quarter applications.
Eligibility: U.S.-based entrepreneurs who are at least 21 years old and have a legally registered business. Must be a traditionally underserved business (i.e. denied a bank loan, woman-owned, veteran-owned, minority-owned or located in a low-income area).
The Secretsos Small Business Grant program supports entrepreneurs who are often overlooked for traditional investment sources. Grants are awarded on a quarterly basis. Applications open on the first day of the quarter and close on the last day.
Hidden Star, a nonprofit organization, offers this grant program to support women and minority small-business owners. This grant is another good option for new businesses or women looking to fund their business idea.
Entreprenista, an organization for female entrepreneurs, offers this grant on a quarterly basis. Funding can be used in a variety of ways to strengthen or scale your business. To qualify, you must be registered as a corporation, LLC, LLP or nonprofit. Sole proprietorships are not eligible.
22. EmpowerHer Fund
Amount: $1,000.
Deadline: Rolling applications; grant awarded quarterly.
Eligibility: Women-led organizations, community groups and entrepreneurs with projects that specifically benefit women and girls or contribute to community development in New York City.
Through the organization Women’s Empire, the EmpowerHer Fund offers $1,000 grants on a quarterly basis to women in New York City. To qualify, your proposal must align with the EmpowerHer Fund’s mission and goals, addressing issues such as education, health, entrepreneurship and advocacy.
How much do you need?
We'll start with a brief questionnaire to better understand the unique needs of your business.Once we uncover your personalized matches, our team will consult you on the process moving forward.
23. Halstead Grant
Amount: $7,500.
Deadline: May 1, 2027.
Eligibility: U.S.-based jewelry businesses started within the last five years.
The Halstead Grant is an annual award for entrepreneurs looking to break into the silver jewelry industry. The winner receives a $7,500 startup grant, as well as a $1,000 Halstead gift card. Additional finalists also receive $1,000 and a $250 Halstead gift card. To apply, you must answer 15 business-related questions and submit a design portfolio.
24. EmpowHER Grants
Amount: Up to $50,000.
Deadline: Grants awarded twice per year; fall cycle applications will open Nov. 1, 2026.
Eligibility: Female founders who are at least 22 years old; must have a U.S.-based, for profit business that is earning revenue and less than five years old.
Presented by the Boundless Futures Foundation, the EmpowHER grant is awarded as reimbursement of up to $50,000 for business-related expenses. Eligible businesses should address issues related to poverty, hunger and humanitarian aid or sustainability and the environment.
25. Kitty Fund Mompreneur Business Grant
Amount: $1,000.
Deadline: 2026 applications are closed; 2027 applications open March 9, 2027.
Eligibility: Mom-owned businesses who have been in operation for at least one year; must have between two and 100 employees and revenue of $5 million or less.
Launched in 2020, the Kitty Fund Mompreneur Business Grant offers $1,000 grants to business founders who identify as mothers. Winners also receive access to one of two business programs administered by Founders First.
26. WBDC Launch Pad Grant Program
Amount: $2,500.
Deadline: Varies.
Eligibility: Connecticut-based businesses that are at least 51% women-owned; must have been in business for less than two years.
Apply: Business owners will receive an application after completing an eligible course and submitting the course deliverable.
Another program from the Connecticut WBDC, the Launch Pad grant offers women-owned businesses $2,500 to be put toward startup costs. This grant is designed specifically for newly established companies. To qualify, you must take one of three WBDC business courses, attend 80% of the classes, be an active participant and submit the course deliverable.
27. Makers Mindset Grant
Amount: $10,000.
Deadline: Applications are currently closed.
Eligibility: U.S.-based consumer packaged goods (CPG) businesses that are at least 51% owned by women; must be in operation for at least one year with revenue between $50,001 and $1 million.
The Makers Mindset Grant supports women-owned CPG businesses within the beauty, food, beverage, pet, tech goods and home goods sectors. Three grants of $10,000 each are awarded to eligible companies. Winners also receive access to the Makers Mindset founder community, office hours with Nancy Twine, a hair care entrepreneur, and are spotlighted across Makers Mindset social platforms.
28. Inclusive Beauty Fund Grant
Amount: $25,000.
Deadline: Applications are currently closed.
Eligibility: U.S.-based, for-profit businesses operating in the beauty and self-care industries.
Apply: Via the Hello Alice platform, when applications are open.
In collaboration with the NAACP, L’Oréal is offering six grants of $25,000 each to entrepreneurs in the beauty industry. Eligible businesses include but are not limited to: salons, spas, barber shops, stylists, makeup artists, haircare specialists and beauty schools.
Eligibility: U.S.-based businesses that have been selling a product or service for at least two years; must have an annual revenue of $50 million or less.
Presented as a collaboration between BMO Bank and Deloitte, the BMO Celebrating Women Grant Program is open to small businesses that are located in one of 24 states. You must also show how you have supported and plan to further support the advancement of women. Fifteen entrepreneurs will receive $10,000 grants.
30. Enthuse Foundation Grant Program
Amount: $2,500 to $5,000.
Deadline: Applications are currently closed.
Eligibility: U.S.-basedwomen with established CPG businesses.
Through its grant program, the Enthuse Foundation offers a total of eight grants for women-owned businesses for a total of $37,000. Each grant is designed for a different purpose, such as buying business tools, investing in digital marketing and saving for retirement.
31. Women Founders Network Fast Pitch Competition
Amount: $25,000.
Deadline: Applications are currently closed.
Eligibility: U.S.-based women-owned businesses who have not raised more than $750,000.
The Fast Pitch Competition from the Women Founders Network is open to U.S. businesses started by women. Selected participants pitch their businesses in person and winners in two categories (Tech and CPG) receive $25,000 grants. Another finalist will be awarded $5,000.
32. Cartier Women's Initiative Awards
Amount: $100,000 for first place; $60,000 for second place; $30,000 for third place.
Deadline: Applications are currently closed.
Eligibility: Women-owned, for-profit businesses that are making a positive impact in their industry; must have annual revenue between $50,000 and $5 million and employ between five and 250 team members.
Every year, Cartier awards three grants to women-owned businesses in nine different regions around the world. The Cartier Women’s Initiative Awards program is designed to support early-stage businesses that are focused on a range of social, economic and environmental development issues.
In addition to grant funding, winners also receive executive coaching and the opportunity to participate in a variety of training workshops.
33. AT&T Small Business Contest
Amount: $50,000 for grand prize; $5,000 for four runners-up.
Deadline: Applications open May 1, 2026.
Eligibility: U.S.- or Puerto Rico-based small businesses with one to five locations and up to 99 full or part-time employees.
The AT&T Small Business Contest is open to U.S.- and Puerto Rico-based businesses that have up to 99 employees. The grand prize winner will receive a $50,000 grant and a year of free AT&T service alongside a new device. Four runner-up businesses will receive $5,000 microgrants.
34. Texas Rural Grant
Amount: $10,000.
Deadline: Applications for 2026 are closed.
Eligibility: Rural companies in Texas; must have at least three years in business.
The Texas Rural Grant program is open to rural small businesses in Texas. Hosted by Texas Woman's University, the program is restricted to specific counties in the state. This year, 10 grants of $10,000 were awarded.
Amount: One $25,000 grant for the grand prize winner; ten $2,000 grants for additional finalists.
Deadline: Applications are currently closed.
Eligibility: U.S. residents who own a for-profit business that has been in operation for at least one year; must have fewer than 250 employees and gross revenues of less than $20 million over the last two years.
The CO-100, hosted by the U.S. Chamber of Commerce, recognizes high-performing small businesses across the country. Grant funding is awarded to select winners.
36. FoundHer Accelerator Program
Amount: $20,000.
Deadline: Applications are currently closed.
Eligibility: For-profit, early stage businesses (less than three years in operation). Must be 51% owned by women who are Native Hawaiian, Pacific Islander or Asian and based in Hawaii.
The FoundHer accelerator program focuses on Hawaii-based women entrepreneurs. Accepted participants to the six-month program will receive $20,000 grants, a $4,000 care stipend, weekly educational workshops, and monthly learning and networking retreats.
37. Fund Her Future Grant
Amount: $50,000 grand prize; $10,000 for five finalists.
Deadline: Applications are currently closed.
Eligibility: U.S.-based, women-owned businesses that have generated a minimum of $20,000 in revenue in the last year.
Apply: Via Hello Alice.
Fund Her Future, a grant program from Block Advisors by H&R Block, is open to women business owners nationwide. In addition to their grant, winners also receive a year of free small-business services, including bookkeeping, payroll and tax support.
38. Her Village Grant
Amount: Up to $125,000.
Deadline: Annual; Next grantee will be selected in 2027.
Eligibility: U.S. 501(c)(3) nonprofits supporting female entrepreneurs.
Apply: Invitation only.
Another program offered by the Boundless Futures Foundation, Her Village Grant is open to nonprofits that support female entrepreneurs. Organizations must offer entrepreneurship-related programs or services directly to women.
The Backing Small Businesses grant program is a collaboration between American Express and Main Street America. In 2025, the program awarded $10,000 grants to small businesses facing economic challenges. Funding must support projects that improve small businesses by building community, supporting growth and viability or nurturing positive change.
40. Olga Loizon Foundation Grant
Amount: Up to $10,000.
Deadline: Applications are currently closed.
Eligibility: Women living in Michigan with businesses located in Michigan.
Michigan-based women small-business owners may be eligible for this grant from the Olga Loizon Foundation. As part of the grant application, you must provide a business plan and a written statement demonstrating financial need.
41. EBay Up & Running Grant
Amount: $10,000.
Deadline: Applications are currently closed.
Eligibility: U.S.-based businesses who are actively selling on eBay and in good standing.
Female eBay business sellers may be eligible for the eBay Up & Running grant program. This year, 10 sellers were awarded $10,000. Winners also received an expert eBay Live mentorship and a full kit of pro-level live selling equipment.
42. Veteran Grant
Amount: $5,000.
Deadline: Applications for 2026 are closed.
Eligibility: Existing veteran-owned, Texas-based businesses. Must be at least 51% owned by women.
Veteran entrepreneurs who are located in Texas may be eligible for this annual business grant offered by Texas Woman's University. Each year this program awards $5,000 grants to five veteran-owned businesses.
Federal government small-business grants for women
Some federal government grants for small-business owners are designated for specific purposes, such as research and development projects, or for businesses in rural areas. Government grants typically can’t be used for startup costs or day-to-day expenses.
43. Grants.gov
Amount: Varies by grant program.
Deadline: Varies by grant; deadlines are listed within each opportunity on the Grants.gov website.
Eligibility: Open to all types of entrepreneurs, including women.
Apply: Register your business using the System Award Management (SAM) platform and get a unique entity identification number; create an account on Grants.gov to submit applications.
Grants.gov is a database of federally sponsored grants, including grants for small businesses. Although these grants are not exclusive to women-owned businesses, this database is a great place to start if you’re looking for free financing.
To view grants specifically for small businesses, filter the results on the left side of the page under “eligibility.”
44. Small Business Innovation Research and Small Business Technology Transfer programs
Amount: Varies.
Deadline: Varies by grant; deadlines are listed within each opportunity on the SBIR.gov website.
Eligibility: Must operate a for-profit business, have no more than 500 employees and meet other eligibility requirements.
Apply: Submit an application in response to a specific agency solicitation and technical topic, available through the SBIR/STTR solicitations page.
The SBA facilitates these two competitive programs, which provide grants to small businesses that contribute to federal research and development. Eleven federal agencies — including the departments of Agriculture, Defense, and Health and Human Services — post business grant opportunities on their websites.
45. USDA Rural Business Development Grant
Amount: Varies.
Deadline: Varies by state.
Eligibility: U.S. businesses with 50 or fewer employees and less than $1 million in gross revenue; must be located in an eligible rural area.
Apply: Through your USDA Rural Development state office.
The Rural Business Development Grant program, administered by the U.S. Department of Agriculture (USDA), provides funding to strengthen and grow small businesses in rural communities.
State and local resources for women
Because federal small-business grants are limited in number and often very competitive, you may have better luck seeking out grants for women at the state and municipal levels. You’ll have to do your own research to pinpoint specific grant programs in your area, but here are some places to help you get started:
Women’s Business Centers
The SBA sponsors more than 100 Women’s Business Centers nationwide, designed to help women entrepreneurs with business development and access to capital. Some, such as the California Capital Financial Development Corp., lend money directly while others help you find small-business grants and loans that you may qualify for.
There are hundreds of SBA-sponsored Small Business Development Centers around the country, typically housed at colleges and universities. SBDCs offer free, one-on-one business consulting, such as help with developing a business plan, researching markets and finding financing — including grants, business loans and crowdfunding.
Some SBDCs offer training on certification programs like the SBA 8(a) Business Development Program and Minority and Women Business Enterprise Certifications. These programs can help businesses level the playing field when competing in the public and private sector.
The MBDA operates a network of business centers across the country that are designed to help minority business owners access capital, secure contracts and develop financial strategies. Your local MBDA business center can work with you to identify the right financing options for your business, including federal, state and private small-business grants.
The MBDA also runs the Enterprising Women of Color Initiative, or EWOC, to support minority women in their business endeavors. The EWOC provides access to resources, events and other opportunities for women minority-owned businesses.
Alternatives to small-business grants for women
Finding and applying for business grants can be difficult, as well as time-consuming. If you don’t qualify for certain grants — or simply want to explore other ways to fund your women-owned business — here are some avenues to explore:
Best small-business loans for women: Choose if you’re a woman business owner wanting to compare loan types (SBA loans, online term loans, lines of credit, microloans) and other funding resources tailored to you.
SBA microloans: Choose if you run a new or very small business and want a government-backed loan through a nonprofit lender rather than a traditional bank.
Crowdfunding for business: Choose if you’d rather raise money from a broad online audience while also promoting your company’s product or service.
Small-business credit cards: Choose if you need flexible financing for everyday business expenses and want to earn rewards while you spend.
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NerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.