Best Wells Fargo Credit Cards of December 2025
Updated: Dec 4, 2025
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Wells Fargo's credit cards haven't always offered the biggest rewards or the flashiest benefits ... but things have changed a lot in recent years as the issuer has rolled out products that appeal even to people who don't bank with Wells Fargo.
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400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards.
Their work has appeared in The Associated Press, USA Today,
The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America"
and many other national, regional and local media outlets.
Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
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Wells Fargo's credit cards haven't always offered the biggest rewards or the flashiest benefits ... but things have changed a lot in recent years as the issuer has rolled out products that appeal even to people who don't bank with Wells Fargo.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Wells Fargo's credit cards haven't always offered the biggest rewards or the flashiest benefits ... but things have changed a lot in recent years as the issuer has rolled out products that appeal even to people who don't bank with Wells Fargo.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Wells Fargo's credit cards haven't always offered the biggest rewards or the flashiest benefits ... but things have changed a lot in recent years as the issuer has rolled out products that appeal even to people who don't bank with Wells Fargo.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
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NerdWallet's Best Wells Fargo Credit Cards of December 2025
Wells Fargo Autograph Journey℠ Card: Best for Travel rewards
Wells Fargo Autograph® Card: Best for Travel rewards + no annual fee
Wells Fargo Active Cash® Card: Best for Cash back
Wells Fargo Reflect® Card: Best for 0% intro APR
Best Wells Fargo Credit Cards From Our Partners
| Credit card | NerdWallet rating | Annual fee | Rewards rate | Intro offer | Learn more |
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ALSO SEE: Best credit cards of 2025 || Visa || Mastercard || American Express || Discover || Bank of America® || Capital One || Chase || Citi || US Bank || Wells Fargo
FULL LIST OF EDITORIAL PICKS: BEST WELLS FARGO CREDIT CARDS
Before applying, verify details on the issuer's website:
Wells Fargo Active Cash® Card
Our pick for: Cash back
Among flat-rate cash-back cards, you'll be hard-pressed to beat the Wells Fargo Active Cash® Card. It earns an unlimited 2% back on all purchases, which is excellent. But in addition, the card offers a rich sign-up bonus and a decent intro APR period on both purchases and balance transfers. That's an impressive, hard-to-find combination of features on a card with a $0 annual fee. Read our review.
Wells Fargo Autograph Journey℠ Card
Our pick for: Travel rewards
The Wells Fargo Autograph Journey℠ Card stands out among general-purpose travel cards because it pays its highest rewards rates on travel bookings made directly with airlines and hotels, rather than requiring you to go through the issuer's travel agency, where prices might not be competitive. The points are flexible, you get a good bonus offer, and the card comes with a few other nice perks. Read our review.
Wells Fargo Autograph® Card
Our pick for: Travel rewards + no annual fee
The Wells Fargo Autograph® Card offers so much value, it's hard to believe there's no annual fee. Start with a great bonus offer, then earn extra rewards in a host of common spending categories — restaurants, gas stations, transit, travel, streaming and more. Read our review.
Wells Fargo Reflect® Card
Our pick for: 0% intro APR
The Wells Fargo Reflect® Card has one of the longest intro APR periods on the market — approaching almost two years. You'll be hard-pressed to find a longer interest-free promotion, and it applies to both purchases and qualifying balance transfers. Read our review.
Wells Fargo Attune℠ Card
Our pick for: Specialized spending
The Wells Fargo Attune℠ Card is a wellness- and environment-focused credit card that offers an unlimited 4% back in cash rewards across a broad range of spending — from spas and gym memberships to EV charging and public transit. That rich rate also applies to a variety of "sports, recreation and entertainment" categories that can be their own forms of self-care: golf courses, amusement parks, eligible streaming services and much more. Read our review.
Information about the Wells Fargo Attune℠ Card has been collected by NerdWallet and has not been provided or reviewed by the issuer of this card.
Last updated on December 4, 2025
Methodology
NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.
