Insurance Calculators

NerdWallet's insurance calculators can help you answer your own money questions.

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If you want to insure your vehicle or investigate life insurance, NerdWallet has a collection of tools that can simplify your decisions. Browse them all here:

Choose your state to see the average car insurance premium drivers pay.

Enter your state and we'll show you the three cheapest car insurance options for good drivers.

Estimate your full coverage car insurance premium by entering your zip code.

Get an estimate of your minimum-required coverage premium based on where you live.

Enter your state to find out what companies offer rideshare insurance where you live.

Enter your state and we'll show you the minimum car insurance coverage amounts it requires.

Enter a discount you want and we'll tell you which insurers offer it. (Or enter an insurer and we'll list the discounts it offers.)

Find out the effect your credit score has on your insurance rates, by state.

Answer these questions to approximate your total coverage needs.

Input some details about your life and we'll tell you which type of insurance is best for you.

Input a condition and we'll tell you how it could affect your rates in your state.

Here's how much money your family would need to replace your salary.

Calculate how much insurance coverage your family would need to cover your debts.

Just the basics, or go deluxe? We've got a calculation for that.

Your stuff may be worth more than you think. Estimate its value to determine how much personal property coverage you need on your homeowners policy.

Find your average home insurance rate based on your location.

Enter your state to see the three cheapest companies for renters insurance there.

Estimate the cost of your stuff to find out how much personal property coverage you need on your renters policy.

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