Best Medicare Advantage Plans in Georgia 2024
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Over 1.8 million people in Georgia are signed up for Medicare, making it the 10th largest U.S. state for Medicare beneficiaries.
Medicare is the federal health insurance program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private companies. It offers all the same benefits and usually some extras, such as cost savings on dental and vision coverage.
Medicare Advantage plans offer more benefits than Original Medicare, and they can be cheaper than paying for Medicare and a Medicare Supplement plan. However, they offer less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine what plan best suits your needs.
Compare Medicare Advantage plans in Georgia
What to know about Medicare in Georgia
About 1 in 7 people in Georgia are 65 and older, and there are a variety of Medicare Advantage plans in the state.
The average monthly premium in 2024 for a Medicare Advantage plan in Georgia is $16.50. (It was $14.70 in 2023.)
There are 165 Medicare Advantage plans available in Georgia in 2024. (This is down from 166 plans in 2023.)
All Medicare-eligible people in Georgia have access to a $0-premium Medicare Advantage plan.
Medicare Advantage companies in Georgia
The following providers offer Medicare Advantage plans in Georgia:
Clear Spring Health.
Sonder Health Plan.
Top-rated Medicare Advantage plans in Georgia
Each year, the Centers for Medicare & Medicaid Services (CMS) awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with plans that received top marks in Georgia for the 2024 plan year. (Check out more information about Medicare star ratings.)
4.5-star plans
There are no 5-star Medicare Advantage plans in Georgia for 2024. The companies below offer plans in Georgia that are rated 4.5 stars out of 5 by CMS:
BlueCross BlueShield of Tennessee.
Humana.
UnitedHealthcare.
4-star plans
The companies below offer plans in Georgia that are rated 4 stars out of 5 by CMS:
Aetna Medicare.
Cigna.
Humana.
UnitedHealthcare.
This list doesn't include special needs plans, which restrict membership to people with certain diseases or characteristics, such as having a chronic illness or living in a nursing home.
Medicare resources in Georgia
Georgia Department of Human Services: Provides information about the low-income subsidy program (also called Extra Help) and Medicare Savings Programs.
State Health Insurance Assistance Program (SHIP): Previously GeorgiaCares, Georgia SHIP is a Medicare resource center that provides free counseling in certain counties.
Consumer Assistance Program: Provides resources and contact information for assistance with Medicare.
Find the right Medicare Advantage plan
It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:
What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.
Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?
Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
Medicare Advantage companies
Get more information below about some of the major Medicare Advantage companies. These insurance companies offer plans in most states. The plans you can choose from will depend on your ZIP code and county.
Looking for more insurance in Georgia? Check out these resources:
Medicare Advantage Plan Review Methodology
The Medicare Advantage marketplace is concentrated among just a handful of companies; in many places, one insurer serves more than half of the market. NerdWallet reviewed 26 Medicare Advantage brands, with some insurers having more than one brand under their umbrella. (For example, Blue Cross Blue Shield includes the brands Anthem and Highmark.) At the national level, these reviews include nine of the 10 largest brands by enrollment. At the state level, our research includes at least one major insurer in 47 of the 49 states that offer Medicare Advantage plans, and includes the top two insurers in 35 of those states. (Alaska doesn't offer Medicare Advantage plans.) We also look at online search volume to identify regional and other notable players in the space.
NerdWallet’s Medicare Advantage reviews are based on ratings data from the Centers for Medicare & Medicaid Services, as well as pricing, plan availability by state, plan types available, consumer experience, extra benefits offered and more. These reviews are a guide, but we encourage you to shop around and compare several plans to find the best coverage and rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines for additional information.
This roundup includes only insurers that sell Medicare Advantage in Georgia.
