Medicare Advantage Plans in Michigan 2024

More than a dozen companies offer Medicare Advantage in Michigan. Find out which ones have plans that get the best ratings.
Kate Ashford, CSA®
By Kate Ashford, CSA® 
Edited by Holly Carey

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More than 2.1 million people in Michigan are signed up for Medicare, making it one of the top 10 states in terms of Medicare beneficiaries

Centers for Medicare & Medicaid Services. Fact Sheet. Accessed Oct 27, 2023.

Medicare is the federal health insurance program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private insurance companies. It offers all the same benefits and usually some extras, such as cost help with dental and vision coverage.

Medicare Advantage plans offer more benefits than Original Medicare, and they're often cheaper than paying for Medicare and a Medicare Supplement plan. However, they offer less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine what plan best suits your needs.

Compare Medicare Advantage plans in Michigan

Insurance company
CMS Star Rating
States available
Members in high-rated plans
Member experience
Learn more
Best for size of network
UnitedHealthcare Medicare Advantage - UHC


3.87 /5
49 states and Washington, D.C.Medium (50% to 89%)3.12 (Average)

Call UnitedHealthcare


from UnitedHealthcare

Best for extra perks
Aetna Medicare Advantage - ME


(866) 907-3870
3.98 /5
46 states and Washington, D.C.Medium (50% to 89%)3.79 (Above average)

8am - 11pm EST, 7 days a week

Speak to a licensed insurance agent on



Best for local support
Blue Cross Blue Shield Medicare Advantage - ME

Blue Cross Blue Shield

(888) 498-6687
3.86 /5
48 states and Puerto RicoMedium (50% to 89%)3.39 (Above average)

8am - 11pm EST, 7 days a week

Speak to a licensed insurance agent on



Best for low-cost plan availability
Humana Medicare Advantage - ME


(844) 974-2872
4.34 /5
49 states, Washington, D.C., and Puerto RicoHigh (90% or more)3.97 (Above average)

8am - 11pm EST, 7 days a week

Speak to a licensed insurance agent on



What to know about Medicare in Michigan

More than 1 in 5 people in Michigan are 65 and older, and there are a variety of Medicare Advantage plans in the state

U.S. Census Bureau. QuickFacts, Michigan. Accessed Oct 27, 2023.

  • The average monthly premium in 2024 for a Medicare Advantage plan in Michigan is $21.23. (This is down from $23.49 in 2023.)

  • There are 210 Medicare Advantage plans available in Michigan in 2024. (This is up from 205 plans in 2023.)

  • All Medicare-eligible people in Michigan have access to a $0-premium Medicare Advantage plan.

Medicare Advantage companies in Michigan

The following providers offer Medicare Advantage plans in Michigan:

Top-rated Medicare Advantage plans in Michigan

Each year, the Centers for Medicare & Medicaid Services (CMS) awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with plans that received top marks in Michigan for the 2024 plan year

Centers for Medicare & Medicaid Services. CY2024 Landscape MA 20231005 (ZIP). Accessed Oct 27, 2023.
. (Check out more information about Medicare star ratings.)

5-star plans

The company below offers plans in Michigan that are rated 5 stars out of 5 by CMS:

  • UnitedHealthcare.

4.5-star plans

The companies below offer plans in Michigan that are rated 4.5 stars out of 5 by CMS:

  • HAP Senior Plus.

  • Humana.

  • PHP Medicare.

  • Priority Health Medicare.

This list doesn’t include special needs plans, which restrict membership to people with certain diseases or characteristics, such as having a chronic illness or living in a nursing home.

Medicare resources in Michigan

Find the right Medicare Advantage plan

It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:

  • What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?

  • Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?

  • Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?

Medicare Advantage companies

Get more information below about some of the major Medicare Advantage companies. These insurance companies offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

If you have additional questions about Medicare, visit or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).

Looking for more insurance in Michigan? Check out these resources:

Still deciding on the right carrier? Compare Medicare Advantage plans

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