Best Medicare Advantage Plans in New Jersey 2024

There are several companies selling Medicare Advantage plans in New Jersey. See which ones have plans that come out on top.
Kate Ashford, CSA®
By Kate Ashford, CSA® 
Updated
Edited by Holly Carey

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More than 1.7 million people in New Jersey are signed up for Medicare, placing it in the top 20 U.S. states for Medicare beneficiaries

Centers for Medicare & Medicaid Services. Fact Sheet. Accessed Oct 31, 2023.
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Medicare is the federal health insurance program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private companies. It offers all the same benefits and usually some extras, such as cost savings on dental and vision coverage.

Medicare Advantage plans offer more benefits than Original Medicare, and they can be cheaper than paying for Medicare and a Medicare Supplement plan. However, they have less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine which plan best suits your needs.

Compare Medicare Advantage plans in New Jersey

Still deciding on the right carrier? Compare Medicare Advantage plans

What to know about Medicare in New Jersey

About 1 in 6 people in New Jersey are 65 and older, and there are a variety of Medicare and Medicare Advantage plans in the state

U.S. Census Bureau. QuickFacts, New Jersey. Accessed Oct 31, 2023.
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  • The average monthly premium in 2024 for a Medicare Advantage plan in New Jersey is $19.22. (It was $15.64 in 2023.)

  • There are 96 Medicare Advantage plans available in New Jersey in 2024. (This is up from 92 in 2023.)

  • All Medicare-eligible people in New Jersey have access to a $0-premium Medicare Advantage plan.

Medicare Advantage companies in New Jersey

The following providers offer Medicare Advantage plans in New Jersey:

Top-rated Medicare Advantage plans in New Jersey

Each year, the Centers for Medicare & Medicaid Services (CMS) awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with at least one plan that received top marks in New Jersey for the 2024 plan year

Centers for Medicare & Medicaid Services. CY2024 Landscape MA 20231005 (ZIP). Accessed Oct 31, 2023.
. (Get more information about Medicare star ratings.)

5-star plans

The company below offers plans in New Jersey that are rated 5 stars out of 5 by CMS:

  • UnitedHealthcare.

4.5-star plans

The company below offers plans in New Jersey that are rated 4.5 stars out of 5 by CMS:

  • Humana.

Medicare resources in New Jersey

Find the right Medicare Advantage plan

It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:

  • What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?

  • Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?

  • Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?

Medicare Advantage companies

Get more information below about some of the major Medicare Advantage companies. These insurance companies offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).

Looking for more insurance in New Jersey? Check out these resources:

Still deciding on the right carrier? Compare Medicare Advantage plans

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