Best Medicare Advantage Plans in Ohio

A number of companies provide Medicare Advantage in Ohio. Get the scoop on the companies offering top-ranked plans in the state.

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More than 2.4 million people in Ohio are signed up for Medicare, making it the sixth-largest U.S. state for Medicare beneficiaries.

Medicare is the federal health insurance program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private insurance companies. It offers all the same benefits and usually some extras, such as cost help with dental and vision coverage.

Medicare Advantage plans offer more benefits than Original Medicare, and they're often cheaper than paying for Medicare and a Medicare Supplement plan, but they offer less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine what plan best suits your needs.

What to know about Medicare in Ohio

More than 1 in 6 people in Ohio are age 65 and older, and there are a variety of Medicare Advantage plans in the state.

  • The average monthly premium in 2023 for a Medicare Advantage plan in Ohio is $16.03. (This is down from $18.17 in 2022.)

  • There are 216 Medicare Advantage plans available in Ohio in 2023. (This is up from 202 in 2022.)

  • All Medicare-eligible people in Ohio have access to a $0-premium Medicare Advantage plan.

Medicare Advantage companies in Ohio

Top-rated Medicare Advantage plans in Ohio

Each year, the Centers for Medicare & Medicaid Services, or CMS, awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with plans that received the best ratings in Ohio for the 2023 plan year. (Check out more information about Medicare star ratings.)

5-star plans

The companies below offers plans in Ohio that are rated 5 stars out of 5 by CMS:

  • Devoted Health.

  • Medical Mutual of Ohio.

  • PrimeTime Health Plan.

  • SummaCare Medicare Advantage Plans.

  • UPMC for Life.

4.5-star plans

The companies below offers plans in Ohio that are rated 4.5 stars out of 5 by CMS:

  • Anthem Blue Cross and Blue Shield.

  • Humana.

  • MediGold.

  • Paramount Elite Medicare Plans.

  • The Health Plan.

  • UnitedHealthcare.

This list doesn’t include special needs plans, which restrict membership to people with certain diseases or characteristics, such as having a chronic illness or living in a nursing home.

Find the right Medicare Advantage plan

It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:

  • What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?

  • Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?

  • Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?

Medicare Advantage providers

Get more information below about some of the major Medicare Advantage providers. These insurers offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).
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