Best Medicare Advantage Plans in Ohio

A number of companies provide Medicare Advantage in Ohio. Get the scoop on the top-ranked plans in the state.
Jan 21, 2022

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Nearly 2.4 million people in Ohio are signed up for Medicare, making it the sixth-largest U.S. state for Medicare beneficiaries.

Medicare is the government health care program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare that offers all the same benefits and usually some extras, such as cost help with dental and vision coverage.

Medicare Advantage plans offer more benefits than Original Medicare, and they're often cheaper than paying for Medicare and a Medicare Supplement plan, but they offer less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine what plan best suits your needs.

What to know about Medicare in Ohio

With more than 1 in 5 people in Ohio age 65 and older, the state offers a variety of Medicare and Medicare Advantage plans.

  • The average monthly premium in 2022 for a Medicare Advantage plan in Ohio is $18.75. (This is down from $20.18 in 2021.)

  • There are 202 Medicare Advantage plans available in Ohio in 2022. (This number is unchanged from 2021.)

  • All Medicare-eligible people in Ohio have access to a $0-premium Medicare Advantage plan.

Medicare Advantage providers in Ohio

Top-rated Medicare Advantage plans in Ohio

Each year, the Centers for Medicare & Medicaid Services, or CMS, awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are plans that received the best ratings in Ohio for the 2022 plan year. (Check out more information about Medicare star ratings.)

5-star plans

The plans below are rated 5 stars out of 5 by the CMS:

  • Medical Mutual of Ohio: MedMutual Advantage Access, MedMutual Advantage Preferred, MedMutual Advantage Premium, MedMutual Advantage Select.

  • PrimeTime Health Plan: PrimeTime Health Plan Aultimate, PrimeTime Health Plan Basic - MA Only, PrimeTime Health Plan Classic, PrimeTime Health Plan Plus.

  • UnitedHealthcare: AARP Medicare Advantage Plan 1 (and Plan 2, Plan 3, Plan 5, Plan 6, Plan 7 and Plan 8).

  • UPMC for Life: UPMC for Life HMO Deductible Rx, UPMC for Life HMO No Rx, UPMC for Life HMO Rx, UPMC for Life HMO Rx Choice, UPMC for Life HMO Rx Enhanced.

4.5-star plans

The plans below are rated 4.5 stars out of 5 by the CMS:

  • Aetna Medicare: Aetna Medicare Premier 1, Aetna Medicare Premier 2, Aetna Medicare Value Plan (select counties).

  • Anthem Blue Cross and Blue Shield: Anthem MediBlue + Kroger Access, Anthem MediBlue Access, Anthem MediBlue Access Plus, Anthem MediBlue Service.

  • Humana: Humana Cleveland Clinic Preferred, Humana Gold Plus, Humana Value Plus, HumanaChoice (select counties).

  • Medical Mutual of Ohio: MedMutual Advantage Choice, MedMutual Advantage Classic, MedMutual Advantage Plus, MedMutual Advantage Secure, MedMutual Advantage Signature.

  • MediGold: MediGold Classic Preferred, MediGold Essential Care, MediGold Flexible Choice, MediGold Medical Only, MediGold Prime Choice, MediGold Southeast OH Classic Preferred, MediGold Southeast OH Essential Care, MediGold Southwest OH Classic Preferred, MediGold Southwest OH Essential Care, MediGold True Advantage.

  • SummaCare Medicare Advantage Plans: SummaCare Medicare Amber, SummaCare Medicare Emerald, SummaCare Medicare Garnet, SummaCare Medicare Ruby, SummaCare Medicare Sapphire, SummaCare Medicare Topaz.

  • The Health Plan: The Health Plan SecureCare (Option I, MA Only and Option II).

This list doesn’t include special needs plans, which restrict membership to people with certain diseases or characteristics, such as having a chronic illness or living in a nursing home.

How to choose a Medicare Advantage plan

It’s crucial to ask a few questions while shopping for the right plan for you. Here’s a quick checklist to help you consider your options:

  • How much are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?

  • Is your doctor in-network? If you have a preferred doctor (or doctors) or hospital, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you’re on medication, understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?

  • Are there extras? Does the plan offer any extra perks, such as fitness memberships, transportation benefits or meal delivery?

You can use Medicare’s plan finding tool to compare plans in your area.

Medicare Advantage providers

Get more information below about some of the major Medicare Advantage providers. These insurers offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).

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