401(k) Early Withdrawal Calculator

401(k) withdrawals are an option in certain circumstances. But what long-term gains are you giving up for cash on hand now?
Chris Davis
By Chris Davis 
Edited by Robert Beaupre
401(k) Withdrawal Calculator

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401(k) withdrawal calculator

Should you withdraw money from a 401(k) early?

In some cases, it's possible to withdraw from retirement accounts like 401(k)s and individual retirement accounts before your retirement age without a penalty. But there are often many reasons to avoid it, if you can. The cash you take out is typically subject to taxes, penalties and withholdings, and with fewer funds leftover in the account, it could mean missing out on potentially substantial returns in the long term.

Enter your own information below to see how much you could be giving up by withdrawing funds early.

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» Want to learn more? See the penalties and taxes that accompany an early 401(k) withdrawal.

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