Can You Have a Roth IRA and a 401(k)?

Andrea CoombesMar 17, 2021

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Yes, you can contribute to a Roth IRA and a 401(k) at the same time.

If you can max out both plans, congratulations: You’re well on your way to retirement success.

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If you can’t contribute the maximum to both types of accounts, don’t fret. Most of us fall into that group. The ideal amount to save for retirement will vary by your financial situation and your overall goals. Check out our to measure your progress.

If you’re trying to figure out which type of account is the best place for your hard-earned dollars, start here:

Still not sure which account is best for you?

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