You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. While we don’t cover every company or financial product on the market, we work hard to share a wide range of offers and objective editorial perspectives.
So how do we make money? Our partners compensate us for advertisements that appear on our site. This compensation helps us provide tools and services - like free credit score access and monitoring. With the exception of mortgage, home equity and other home-lending products or services, partner compensation is one of several factors that may affect which products we highlight and where they appear on our site. Other factors include your credit profile, product availability and proprietary website methodologies.
However, these factors do not influence our editors’ opinions or ratings, which are based on independent research and analysis. Our partners cannot pay us to guarantee favorable reviews. Here is a list of our partners.
Mortgage Interest Rates Forecast
Mortgage rates hovered near 6% this week, with strong jobs data making a March Fed rate cut unlikely.
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
How is this page expert verified?
NerdWallet's content is fact-checked for accuracy, timeliness and relevance. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible.
Lead Writer & Content Strategist
- Mortgages for bad credit
- renting vs. buying
- mortgage refinance
Abby Badach Doyle has been writing about homeownership and mortgages for NerdWallet since 2022. Her work has been featured in outlets including The Associated Press, The Washington Post and The Seattle Times. From interactive tools to practical advice, Abby is passionate about making the homebuying journey less stressful — especially for first-time buyers.
As a reporter, she is interested in writing about innovative housing solutions (like co-living) and personal stories about how homeownership builds community and a sense of belonging.
Abby is also a musician, songwriter and producer who knows the challenge of balancing creative fulfillment with financial stability. In 2024, she produced a special episode of NerdWallet’s “Smart Money” podcast on how to navigate income swings in a creative career.
Abby is based in Pittsburgh, a city defined by working-class grit and neighborly spirit. When she’s not writing about personal finance, she’s at her urban homestead: playing fiddle, raising chickens and preserving the bounty from her garden.
Managing Editor
- Mortgage lenders
- homebuying
- home equity
Johanna Arnone helps lead coverage of homeownership and mortgages at NerdWallet. She has more than 15 years' experience in editorial roles, including six years at the helm of Muse, an award-winning science and tech magazine for young readers. She holds a Bachelor of Arts in English literature from Canada's McGill University and a Master of Fine Arts in writing for children and young adults.
Practice making complicated stories easier to understand comes in handy every day as she works to simplify the dizzying steps of buying or selling a home and managing a mortgage. Johanna has also completed coursework in Boston University’s Financial Planning Certificate program. She is based in New Hampshire.
Mortgage rates are still stuck in cruise control, hovering right around 6% for yet another week. The average 30-year fixed rate dipped just two basis points to 5.99% for the week ending Feb. 12. It’s not a dramatic move, but after nearly two months in the same narrow range, steadiness may be the headline.
Strong January jobs data makes a March rate cut from the Federal Reserve unlikely, as policymakers balance a resilient labor market against their ongoing fight to cool inflation. Upcoming reports, including the Consumer Price Index and Personal Consumption Expenditures data, will help determine what happens next. For now, steady economic signals are translating into something borrowers can appreciate: more calm than chaos.
February mortgage rates forecast
For now, most forecasts suggest mortgage rates will hang around 6% through winter — with any real movement more likely later in the spring.
Mortgage loans from our partners
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
on New American Funding
New American Funding
4.0
NerdWallet rating4.0
NerdWallet ratingon New American Funding
on GO Mortgage
GO Mortgage
4.0
NerdWallet rating4.0
NerdWallet ratingon GO Mortgage
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
on New American Funding
New American Funding
4.0
NerdWallet rating4.0
NerdWallet ratingon New American Funding
on Rate
Rate
4.5
NerdWallet rating4.5
NerdWallet ratingon Rate
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
on Rocket Mortgage
Rocket Mortgage
4.5
NerdWallet rating4.5
NerdWallet rating3%
on Rocket Mortgage
on New American Funding
New American Funding
4.0
NerdWallet rating4.0
NerdWallet ratingon New American Funding
on Figure
Figure
4.0
NerdWallet rating4.0
NerdWallet ratingN/A
on Figure
on New American Funding
New American Funding
5.0
NerdWallet rating5.0
NerdWallet rating620
on New American Funding
on FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
5.0
NerdWallet rating5.0
NerdWallet ratingN/A
on FourLeaf Federal Credit Union
on Figure
Figure
4.0
NerdWallet rating4.0
NerdWallet ratingN/A
on Figure
on New American Funding
New American Funding
5.0
NerdWallet rating5.0
NerdWallet rating620
on New American Funding
on FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
5.0
NerdWallet rating5.0
NerdWallet ratingN/A
on FourLeaf Federal Credit Union
Mortgage loans from our partners
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
on New American Funding
New American Funding
4.0
NerdWallet rating4.0
NerdWallet ratingon New American Funding
on GO Mortgage
GO Mortgage
4.0
NerdWallet rating4.0
NerdWallet ratingon GO Mortgage
on Rocket Mortgage
Rocket Mortgage
4.5
NerdWallet rating4.5
NerdWallet ratingon Rocket Mortgage
on Veterans United
Veterans United
5.0
NerdWallet rating5.0
NerdWallet ratingon Veterans United
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
on New American Funding
New American Funding
4.0
NerdWallet rating4.0
NerdWallet ratingon New American Funding
on Rate
Rate
4.5
NerdWallet rating4.5
NerdWallet ratingon Rate
on Rocket Mortgage
Rocket Mortgage
4.5
NerdWallet rating4.5
NerdWallet ratingon Rocket Mortgage
on GO Mortgage
GO Mortgage
4.0
NerdWallet rating4.0
NerdWallet ratingon GO Mortgage
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
on Rocket Mortgage
Rocket Mortgage
4.5
NerdWallet rating4.5
NerdWallet rating3%
on Rocket Mortgage
on New American Funding
New American Funding
4.0
NerdWallet rating4.0
NerdWallet ratingon New American Funding
on AmeriSave
AmeriSave
4.0
NerdWallet rating4.0
NerdWallet ratingon AmeriSave
on First Federal Bank
First Federal Bank
4.5
NerdWallet rating4.5
NerdWallet ratingN/A
on First Federal Bank
on Figure
Figure
4.0
NerdWallet rating4.0
NerdWallet ratingN/A
on Figure
on New American Funding
New American Funding
5.0
NerdWallet rating5.0
NerdWallet rating620
on New American Funding
on FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
5.0
NerdWallet rating5.0
NerdWallet ratingN/A
on FourLeaf Federal Credit Union
on Rate
Rate
4.5
NerdWallet rating4.5
NerdWallet ratingN/A
on Rate
on AmeriSave
AmeriSave
5.0
NerdWallet rating5.0
NerdWallet rating640
N/A
on AmeriSave
on Figure
Figure
4.0
NerdWallet rating4.0
NerdWallet ratingN/A
on Figure
on New American Funding
New American Funding
5.0
NerdWallet rating5.0
NerdWallet rating620
on New American Funding
on FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
5.0
NerdWallet rating5.0
NerdWallet ratingN/A
on FourLeaf Federal Credit Union
on NBKC
NBKC
4.0
NerdWallet rating4.0
NerdWallet ratingon NBKC
on Rate
Rate
4.5
NerdWallet rating4.5
NerdWallet ratingN/A
on Rate