Ohio First-Time Home Buyer Programs of 2021

NerdWalletApr 8, 2021
Ohio First-Time Homebuyer Programs

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If you are a first-time home buyer in Ohio, there's help to make homeownership more affordable. The state of Ohio works with mortgage lenders to offer home loans to people with low and moderate incomes, including. You’re considered a first-time buyer if you haven’t owned a residence within three years.

The, or OHFA, helps with 30-year fixed-rate, Federal Housing Administration, Veterans Affairs and U.S. Department of Agriculture Rural Development mortgages that have relaxed income and purchase price limits, and can be combined with other assistance.

Here’s what to know about national and state programs available in Ohio and what you need to qualify.

These national mortgage programs may be used by first-time home buyers to make home-owning more affordable in any of the 50 states.

OHFA has a number of programs that assist first-time buyers and others buying a home. Benefits include lower mortgage rates, down payment assistance, tax credits and combined financing for buying and renovating a home. Not a first-time buyer? You may find help from Ohio’s .



Start learning about OHFA first-time home buyer programs at . You’ll find details on income and purchase price limits, and links to lenders who are acquainted with these programs and their requirements.

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