Utah First-Time Home Buyer Programs of 2021

NerdWalletJan 1, 2021

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Utah Housing Corp. offers mortgages and down payment assistance to help first-time home buyers achieve homeownership in the Beehive State.

You may qualify as a if you haven't owned a home in the past three years. offers loans and down payment assistance to repeat home buyers, too.

These national programs can help home buyers in Utah and elsewhere get mortgages with low down payments or even no down payment. Saving up for a down payment is a challenge for many first-time buyers.

First-time home buyers in Utah who meet income and other eligibility requirements can get 30-year mortgages at competitive interest rates through Utah Housing's FirstHome Loan program. Other loan programs are available to first-time and repeat buyers.

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That's a summary of homebuying programs for first-time (and repeat) home buyers in Utah. For details, see the . Utah Housing does not lend directly; do. If any of these programs seem promising to you, contact a lender directly.


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