Is an Airbnb or a Hotel Right for Your Next Trip?

Each has something to offer, just know what you want to get out of your stay before deciding.
Profile photo of Ramsey Qubein
Written by Ramsey Qubein

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.


We all travel for different reasons and with different expectations depending on where we are headed. Perhaps a family vacation means you want to have kitchen and dining space. A business trip to a big city could put a comfortable bed and deep soaking tub at the top of the priority list.

When deciding between an Airbnb or a hotel, understanding what you want out of your accommodations can make your choice easier, especially when price and location are equal.

Here is some insight that can guide your thinking if you're debating between booking an Airbnb or a hotel stay.

Accommodation types

When it comes to what accommodations can offer, Airbnb will often come out ahead for a variety of travelers, including self-sufficient families and digital nomads.

Airbnb is the biggest home-sharing service in the world, connecting private homeowners with people looking to rent their place for a specific period of time. It offers standalone homes, shared spaces and some hotel rooms. All of these stays are searchable using an online tool similar to most hotel brands, where you search by destination and price range.

In practice, the residential units of Airbnb aren't that much different than a hotel. Like hotel rooms, these spaces provide a place to sleep, host different guests on a regular basis and are cleaned between uses.

But there are some advantages with Airbnb that hotels cannot always easily match, at least not for the same price point. Hotels are a far more traditional concept, with guest rooms and occasional suites. Airbnbs, on the other hand, typically offer residential-style amenities like living rooms, kitchens, dining rooms, laundry facilities and, in some locations, a private place to park your car. Sure, hotel suites can match some of these amenities, but they often carry a surcharge over the price of a standard room.

Similar to some hotels, Airbnb can even offer long-term stay discounts. This can be especially helpful if you're booking a stay for several weeks or months. While extended stay brands in the hotel industry are meant to target this customer, they still lack the more spacious comforts of some residential Airbnb properties.

Video preview image


There are always outliers, but hotels have far more oversight than Airbnb. This is a primary reason why hotels top Airbnb when it comes to quality.

Hotels have 24-hour staff available to manage the general operation. During a hotel stay, you have immediate access to these workers — which isn't always the case with Airbnb. Problem with the swimming pool or the WiFi? Hotel staff are on it. Airbnb requires contacting a host, and the lag time can be frustrating.

In general, hotels offer the option for daily housekeeping while Airbnbs don't. They also don't charge an extra fee for this service. Many Airbnbs tack on cleaning fees that aren't built into the rates.

Airbnb does have a property designation called Airbnb “Plus,” which signifies that it has sent someone to personally vet the property. For first-time users or those that prefer a bit more quality control, “Plus” properties are the way to go.


Both hotels and Airbnb offer decent flexibility when making a reservation, with policies clearly laid out while booking.

Many hotels have the option of a nonrefundable rate or an increased rate with more flexibility. Even with normal cancellation policies, some hotels are flexible with guests in the event of unforeseen circumstances (like a sudden illness). This means you can try your luck and, especially if you have documentation to back your claim, many hotels will agree to waive fees in your favor.

Airbnb hosts often set their own cancellation and refund policies, which are stated both on the listing page and during the booking process. You can also find listings with both nonrefundable and refundable price options, and you can also set a filter to search for listings with a free cancellation option.

Airbnb offers cancellation policies for a limited number of extenuating circumstances, although everyone’s experience will vary based on the situation.

Ability to stay for free

The cost difference between a hotel room and an Airbnb can vary depending on the location, amenities offered and time of year. The rule of “supply and demand” applies, as with other things in life.

If all things are equal, there is one benefit that can really sway your decision: loyalty programs. The ability to earn and redeem points for hotel stays has many people hooked, and Airbnb doesn't have a full-fledged loyalty program.

With a hotel loyalty program, you’ll earn points based on every dollar you spend at included properties, with bonus points for having elite status with the brand or if you’re using a hotel-branded credit card. Earning these points can really move the needle when it comes to value, as you can later redeem them for other stays.

Add in any benefits received from elite status, like complimentary breakfast or room upgrades, and hotels can steal the show when it comes to value.

Since Airbnb is often considered a travel purchase, you may be able to use certain credit card points as a statement credit to cover the cost of your stay. Even some airlines, like Delta and British Airways, offer a way to earn miles when booking an Airbnb. Still, this pales in comparison with the outsized value that many hotel loyalty programs can provide.

Should I stay in an Airbnb or hotel?

Both hotels and Airbnb offer similar cancellation policies. If you're looking for a more unique or extended stay with more facilities, Airbnb will give you plenty more attractive options than most hotel chains. However, hotels are a safer bet when it comes to quality and the ability to save money in the long run.

The final call is up to you and what you want out of your stay. Fully understanding what’s being offered before showing up at the door is one of the best ways to mitigate disappointment.

These days, there is often the choice between an Airbnb and a hotel no matter where you’re traveling, giving everyone the flexibility they want and need.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024:

Travel Cards from Our Partners
Chase Sapphire Preferred Credit Card

on Chase's website

Chase Sapphire Preferred® Card
NerdWallet Rating
Rewards rate


5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.


Intro offer


Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Chase Freedom Unlimited Credit Card

on Chase's website

Chase Freedom Unlimited®
NerdWallet Rating
Rewards rate


Enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.


Intro offer

Up to $300

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Capital One Venture Rewards Credit Card

on Capital One's website

Capital One Venture Rewards Credit Card
NerdWallet Rating
Rewards rate


Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.


Intro offer


Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel.

See more travel cards
Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.