How to Maximize the AmEx Business Green Rewards Card

Utilize AmEx Offers and the AmEx travel portal to earn extra points with this business card.

Lee HuffmanNov 25, 2020
How to Get the Most from the Business Green Rewards Card from American Express
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Business owners are always looking to get value for the money they spend. The Business Green Rewards Card from American Express offers numerous benefits that justify its $0 intro for the first year, then $95 (This offer is no longer valid on our site.) annual fee.

Here’s how to get the most from your Business Green Rewards Card from American Express.

Ways to maximize the Business Green Rewards Card from American Express

Earn the welcome bonus

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership. Terms Apply. (This offer is no longer valid on our site)

These points can be used to book travel, purchase gift cards, transfer to airline and hotel partners, and more.

Enjoy extra discounts with AmEx Offers

American Express partners with a wide variety of retailers to offer promotions to cardholders through a program called AmEx Offers. These limited time deals vary, saving you money or earning you even more points.

Recent deals include $30 back on a purchase of at least $150 from Sunglass Hut or $15 back on a purchase of at least $75 at Aveda. Terms apply.

Book with AmEx Travel to earn extra points

When you book flights, hotels and other travel reservations with your card on the AmEx Travel portal, you’ll receive 2 points per dollar spent. Eligible purchases include air, prepaid hotels, prepaid rental cars, vacation packages and cruise reservations.

All other eligible purchases with the Business Green Rewards Card from American Express earn 1 point per dollar spent. There are no limits to the number of points you can earn. Terms apply.

Add employee credit cards at no extra cost

Adding employee cards to your account offers several benefits. Every dollar that an employee spends on their card earns additional rewards for you. Plus, employees will have access to many of the card benefits, such as secondary rental car protection and damaged or lost baggage protection.

There is no cost to add an employee card to your Business Green Rewards Card from American Express. Terms apply.

Pay bills with Vendor Pay

Save time and money by using the Vendor Pay by Bill.com to receive, route and pay invoices online. You can improve your cash flow and take advantage of Business Green Rewards Card from American Express benefits when you use your card to pay these bills. Plus, every payment is protected by using virtual card technology to reduce fraud. Terms apply.

Nerdy tip: You must enroll. With the included Basic plan, the first user doesn't cost a thing indefinitely, while the fees for second user are waived for the first six months (then $15 per month following).

Pack your bags with confidence

If your bags are lost, damaged or stolen while flying, you’re covered up to $1,250 for carry-on bags or $500 for checked bags. Just be sure to pay for the entire cost of your flight with the Business Green Rewards Card from American Express to access this benefit. Terms apply.

Protect rental cars against damage or theft

Buying insurance when renting a car can add up quickly. But, when you use your Business Green Rewards Card from American Express to pay for the rental and decline the collision coverage, you’re protected against damage or theft to the rental. Terms apply.

This coverage is secondary to your primary insurance and has some exclusions and restrictions. For example, it does not cover rentals in Australia, Italy or New Zealand.

Take advantage of purchase protections

The manufacturer's warranty on eligible items is extended by up to one additional year, providing peace of mind for an extra 12 months on your purchases.

What’s more, eligible purchases are covered in case they are stolen or accidentally damaged for the first 90 days after purchase. The coverage is up to $1,000 per item and up to $50,000 per eligible card. Terms apply.

The bottom line

Although the Business Green Rewards Card from American Express doesn’t offer a uniquely stellar rewards rate on purchases, there remain some valuable benefits to cardholders.

Business owners can make the most of the card by using AmEx Offers, adding employee cards and automating payments to vendors. Additionally, the travel and purchase benefits provide peace of mind and protection for your purchases — a perk that’s hard to put a dollar amount on, but valuable nonetheless. However, there are other low-fee cards for small businesses that offer more perks and benefits. Chase and Capital One cards, along with other AmEx products, can all be found on our top small business cards for 2020.

All information about the Business Green Rewards Card from American Express has been collected independently by NerdWallet. The Business Green Rewards Card from American Express is no longer available through NerdWallet.

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