How to Maximize the AmEx EveryDay Credit Card

As the name suggests, get the most out of this card by using it for regular expenses like supermarket purchases.

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The Amex EveryDay® Credit Card is a great option for those who want to maximize benefits with a card they use fairly regularly or — as the name suggests — every day.

While the card itself has many perks, it sets itself apart in some unique ways. Learn how to get the most out of your Amex EveryDay® Credit Card.

Ways to maximize the Amex EveryDay® Credit Card

Earn 2X points at U.S. supermarkets

The card offers 2x points on U.S. supermarket purchases up to $6,000 a year. After you reach that threshold, you’ll earn 1x points at U.S. supermarkets, making this card a solid choice for those with hefty food bills. You’ll also earn 1x points on all other purchases. Terms apply.

Get the welcome bonus

While most cards offer enticing welcome bonuses, the Amex EveryDay® Credit Card offers something a bit different — a decent welcome bonus that’s easily attainable. Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months. Terms Apply.

Here’s why that’s important: Most cards offer welcome bonuses, but they can sometimes require spending upward of $3,000 within the first three months of opening a card. For some, that may be out of budget.

The Amex EveryDay® Credit Card offers an avenue for earning a welcome bonus without overspending. Sure, 10,000 points may not be as high as some other cards’ welcome bonuses, but they're also easy to earn. Terms apply.

Earn extra Membership Rewards points on AmExTravel.com

Be sure to sign up for Membership Rewards, the travel loyalty program for American Express. Cardholders will get at least 1 additional bonus point — on top of the regular 1x point rate — for each dollar spent on eligible travel purchases with the credit card on AmExTravel.com. Qualifying purchases include airfare, prepaid hotels, prepaid car rentals, vacation packages (flight and hotel packages) and cruise reservations. Terms apply.

Lowest hotel rate guarantee

If you book your hotel stay on AmExTravel.com and later find a lower price anywhere online (before taxes and fees) for the same room at the hotel for the same dates and number of children and adults, you can be refunded the difference. Terms apply.

Enjoy a 20% points bonus with frequent spending

Another perk of this card? Frequent users are rewarded. Earn a 20% bonus when you use your card 20 or more times in a single billing period. Terms apply.

The bottom line

The Amex EveryDay® Credit Card is a great choice for those who use credit cards for their everyday spending or, more specifically, at U.S. supermarkets. Its welcome bonus, while minimal, is also more easily earned — a major perk for lower spenders. Use the card regularly, at least 20 times a month, to really maximize its value. Plus, you get all of this for no annual fee. Terms apply.


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