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IHG Rewards Club, the loyalty program attached to the InterContinental Hotels Group, might pique your fancy if you’re eyeing a night at the ritzy InterContinental London Park Lane in the heart of London or you dream of escaping to a private island at the InterContinental Maldives Maamunagau Resort.
But the IHG Rewards club encompasses more than just the luxurious InterContinental hotels.
With a family of 16 brands, including more affordable hotels like Candlewood Suites, Holiday Inn Express and Staybridge Suites, IHG Rewards is actually one of the best hotel loyalty programs for the frugal traveler who wants options. After all, IHG has about 6,000 open hotels in more than 100 countries, not to mention it is still rapidly growing — 1,800 more IHG properties are due to open over the next five years.
Here’s what you need to know about the IHG Rewards club program.
What are my IHG points worth?
Based on our most recent analysis, NerdWallet values IHG points at 0.8 cent apiece. You can use our IHG rewards points calculator to determine the value of your stash of IHG points with NerdWallet valuations.
To determine the value of reward points, we compared cash prices versus reward redemptions for hotel stays across several destinations and dates. We divided the cost in cash by the cost in points to determine a “cent per point” value for each room, then averaged this value across several searches. Read more about how we arrived at these figures.
To determine whether it’s a better deal to book a specific room in cash versus points, divide the cash value by the number of points required. Make sure you account for all costs, including taxes and pesky resort fees. From there, aim for award bookings that offer 0.8 cent or more in value from your IHG points.
How to earn IHG points
From stays at IHG hotels to ordering food via Grubhub, there are a myriad of ways to earn IHG points.
Stay at IHG hotels
IHG Rewards Club members earn points on qualifying stays at IHG properties. You typically earn 10 points for every $1 spent at most IHG hotels, though you earn only 5 points per $1 spent at Candlewood Suites and Staybridge Suites.
Yet it doesn’t stop there. You earn bonus points based on your level of IHG elite status too. Spire Elite members earn a whopping 100% bonus on base points, so don’t overlook the power of holding status as the key to fast-tracked IHG points-earning.
IHG credit cards earn bonus points, plus other IHG perks
While both earn oodles of extra points for spending at IHG hotels, if you stay at IHG even just once a year, the IHG® Rewards Club Premier Credit Card is almost always better given its benefits like automatic Platinum Elite status, a Global Entry or TSA Precheck credit and — perhaps best of all — a free night certificate after each account anniversary year.
Here’s how those two cards compare:
Points earned for hotel stays at IHG Hotels and Resorts worldwide
Up to 15x total points at when you combine IHG Card benefits with existing IHG Rewards Club member benefits
Up to 25x total points at when you combine IHG Card benefits with existing IHG Rewards Club member benefits
Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening.
Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening.
Free nights when you book using points
Get a free reward night when you redeem points for any stay of four or more nights.
Get a free reward night when you redeem points for any stay of four or more nights.
Global Entry or TSA Precheck fee credit
Receive a statement credit of up to $100 every four years as reimbursement for the application fee charged to your card.
Receive an anniversary night certificate good for a night at any eligible IHG hotel each year after your card anniversary.
Receive Gold Elite benefits when you spend $10,000 on purchases with your card each calendar year.
Receive automatic Platinum Elite status.
Transfer points to IHG through other Chase credit cards
Chase credit cards that earn Chase Ultimate Rewards® points allow you to transfer those points to IHG Rewards at a 1:1 ratio (i.e., 10,000 Chase Ultimate Rewards® points equals 10,000 IHG points). Those include the following cards:
If you also have the Chase Freedom Flex℠ or Chase Freedom Unlimited®, points earned through those cards can be combined with any of the above cards and also transferred to IHG.
One note: NerdWallet values IHG points at 0.8 cent, so you’re generally devaluing your Chase points when going that route.
Unless you need more points in your IHG account to take advantage of another offer that nets out to be a better deal (such as the fourth-night-free benefit that IHG credit card holders redeem when booking on points) or you’ve found an incredible IHG sweet spot redemption, this is not necessarily the best use of your points.
Shop with IHG’s partner programs
IHG has partnerships with other travel (or travel-adjacent) companies, including Hertz rental cars and food delivery company Grubhub. Book a Hertz rental car through IHG to receive a 1,500 point bonus and an additional 500 points per day. Order from Grubhub via IHG to earn up to 500 points.
How to redeem IHG points
In general, the best use of your IHG points is using them to book actual hotel rooms. NerdWallet values IHG points redeemed for IHG hotel stays at 0.8 cent each, which is far more than their value when redeemed for airline miles or gift cards.
Best IHG redemption option: Book free IHG hotel rooms
Standard award nights typically start at 10,000, though we’ve seen them go as high as 100,000 points (you’ll see those kinds of rates for something like that overwater pool villa at the InterContinental Maldives).
You know you’ve landed an especially good deal if the cash price is expensive compared with the points price.
A $250 room for 25,000 points is a good deal when paying with points ($250/25,000 points = 1 cent per point).
A $100 room for 25,000 points is generally a worse deal when paying with points ($100/25,000 points = 0.4 cent per point). You might be better off paying in cash in this instance.
Plus, when you book on points and hold an IHG-branded credit card, you’ll get your fourth award night free — an effective 25% savings on four-night bookings.
Paying for a hotel stay with a combination of points and money can also be a high-value choice.
» Learn more: Your guide to booking award nights with IHG hotels
OK IHG redemption options: Transferring to airline partners
IHG has partnerships with over 40 airlines, allowing you to exchange IHG points for airline miles in frequent flyer programs including United, American, Delta, British Airways and Qantas. The process to transfer points is fairly cumbersome, and often converting IHG points to airline currencies causes them to lose their value, so we don’t really recommend this option unless you’re desperate to offload IHG points (or really need a few more airline miles).
» Learn more: The complete guide to IHG partnerships and transfers
Bad IHG redemption options: Online shopping, gift cards
You can use IHG points to shop at IHG’s online catalog of brand-name products, jewelry, electronics, and gift cards from major retailers and restaurants, including Uber, Walgreens, Krispy Kreme, Starbucks and Home Depot. Then there’s the option to use your points to get magazine subscriptions, or for digital downloads of e-books, games, music and movies.
These are almost always pitifully bad redemptions, so we don’t recommend them. But if you really don’t anticipate traveling before your IHG points expire, redeeming points this way can at least keep your account active. Keep in mind, IHG has put a hold on points expiration through Dec. 31, 2022, due to pandemic travel disruptions.
How to get elite status in the IHG Rewards Club
There are three tiers of IHG elite status (plus Club status, which you automatically get just for signing up for the IHG Rewards program).
How to earn status
Points earned per stay
Some of the best perks
Just sign up.
10 base points per dollar spent on qualifying hotel rates at most IHG hotels (5 points at Staybridge Suites and Candlewood Suites)
Complimentary internet, exclusive member rates, no blackout dates for reward nights
10 elite qualifying nights or 10,000 elite qualifying points, per calendar year, or hold the IHG® Rewards Club Traveler Credit Card
10% bonus earnings on top of base points
All of the above, plus extended checkout, priority check-in and a minibar credit at Kimpton hotels
40 elite qualifying nights or 40,000 elite qualifying points, per calendar year, or hold the IHG® Rewards Club Premier Credit Card
50% bonus earnings on top of base points
All of the above, plus complimentary room upgrades and guaranteed room availability
75 elite qualifying nights or 75,000 elite qualifying points, per calendar year
100% bonus earnings on top of base points
All of the above, plus early check-in and a 25,000 annual point bonus
Ultimately, IHG Gold Elite status is nothing to write home about. But given the huge points bonuses and room upgrades, Platinum and Spire Elite status can turn out to be pretty valuable.
NerdWallet conducted a comprehensive analysis of the value of the major hotel elite status tiers and concluded that IHG’s Spire Elite status is worth about $1,000 annually.
» Learn more: Your guide to IHG elite status
IHG Ambassador: The elite status tier that you have to pay for
IHG is fairly unique in that it offers one more elite status tier of sorts — but no amount of frequent traveling will earn you this one. IHG Ambassador status is attained through paying a $200 membership fee (or 40,000 points). With it comes benefits ranging from small conveniences like complimentary mineral water to potential money-making freebies (like a free weekend night certificate at any InterContinental Hotels & Resorts property worldwide).
Other benefits of the InterContinental Ambassador program include:
Guaranteed one category room upgrade.
Automatic IHG Platinum Elite status.
Guaranteed 4 p.m. late checkout.
Single room rate for double occupancy.
If you stay at International hotels on weekends anyway, the free night certificate can easily be worth the $200 membership fee.
» Learn more: IHG Ambassador status (and whether it’s worth it)
Final thoughts on IHG's Rewards Club
If you want to join a hotel loyalty program but are on the fence about which one to join, IHG is quite possibly the one for you. IHG came in No. 1 in NerdWallet’s ranking of the best hotel rewards programs of the year, thanks largely to its low fees and solid rewards on hotel stays. Throw in its good response to the COVID-19 pandemic, and we also chose it as the best hotel rewards program for families.
That said, IHG Rewards Club’s elite status is not as rewarding as what you’ll likely find through other loyalty programs. If you’re a road warrior who sleeps in hotels more often than your own bed, you might find other elite status programs more rewarding — especially when you get into the super-high status tiers.
But for people who like to travel for pleasure a few times a year and take the occasional business trip, the IHG Rewards program is well worth pursuing.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2021, including those best for:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Bank of America® Travel Rewards credit card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card