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While choosing a credit card for your business can be a complicated mess, sometimes a card comes along that makes the process a little simpler. With great rewards and value, the is one of those cards that makes the decision easier for you.
Here are five reasons to get the .
Welcome bonuses on business credit cards tend to be generous, and the is no exception. This card offers the following welcome bonus: .
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The value of Chase Ultimate Rewards® points varies depending on how you use them, but a point is worth at least 1 cent. In other words, those points from your welcome bonus are worth the equivalent of at least $800 in rewards via gift card at over 70 retailers, cash back or statement credit, or at Amazon.
But if you redeem your Ultimate Rewards® points for travel through Chase’s travel portal, they’re worth even more. The bonus will net you $1,250 in travel rewards thanks to a 25% bonus for redeeming points through Chase Travel. With a value of 1.25 cents per point, it's hard to imagine redeeming them for anything less than a vacation.
If you want even more flexibility, you can transfer your Ultimate Rewards® points at a 1:1 ratio to Chase’s hotel and airline transfer partners like Hyatt and United. Before you transfer, it’s always a good idea to compare prices and availability to make sure you’re getting a better deal than you would by booking through Chase Travel.
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For most spending categories, you’ll receive one point per dollar. However, with merchants coded as travel, shipping, internet, cable, phone, and advertising purchases with search engines and social media websites, you'll earn 3 points per $1 spent.
For most businesses, these categories make up key, regular business expenses. In other words, you can get reliable and predictable use out of your bonus categories, unlike credit cards with rotating cash back categories.
Your first $150,000 spent annually in those categories is eligible to earn 3 points per $1, but even if you crack that threshold, you’ll still be earning 1 point per $1.
An essential for nearly any business is a reliable phone. With the , you'll earn 3 points per $1 on your phone plan and receive cell phone protection. If your phone or the phones of your employees are damaged or stolen, Chase will give you $600 per claim, with a $100 deductible.
This perk only applies when you pay the cell bill with your card, and there are limitations on the number of claims you can make within a 12-month period. Still, some protection is better than none, especially when you don’t have to pay extra for it, and this is an enticing reason to consider the card.
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With a nominal annual fee, the perks you get quickly outweigh the cost of the card.
Additional benefits include:
Assign as many cards as you like to your employees and watch the rewards rack up.
No matter where your business takes you, don't worry about pesky foreign transaction fees.
For the frequent traveler, this card offers trip cancellation and interruption insurance on nonrefundable airfare, tours and hotels.
If you're traveling for business purposes, you can feel free to decline the additional insurance offered by rental companies. This waiver covers reimbursement up to the cash value of the vehicle in the case of theft and collision.
In a world where credit cards are increasingly getting rid of their more lucrative perks, a business card with purchase protection is the safety net you hope you'll never need. offers 120 days of protection against damage and/or theft for up to $10,000 per claim on purchases made with the card.
Decline that expensive extended warranty when you pay for your big purchase with the . This protection adds an additional year to eligible warranties.
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You want a travel credit card that prioritizes what’s important to you. Here are our picks for the , including those best for:
Planning a trip? Check out these articles for more inspiration and advice: