Trawick International Review: Is it Worth The Cost?

When planning a trip, we often anticipate the excitement of seeing a new city, the taste of local gastronomy and the overall sense of adventure. Rarely do we imagine arriving at a destination without luggage, breaking a wrist from a fall down the stairs, or getting into a car accident on the road. But sometimes these things happen, and you want to be prepared for when they do.

Still, you probably don’t want half of your vacation budget to go toward travel insurance. Queue Trawick International with its comprehensive coverage and competitive rates. Let’s take a look at the plans offered and more in this Trawick International insurance review deep-dive.

Trawick International is a comprehensive travel insurance provider that offers trip delay and cancellation insurance, baggage delay coverage, medical coverage and medical evacuation, rental car damage protection, and even COVID-19 coverage among its various policies.

Trawick covers trips for worldwide destinations, including for foreign nationals coming to the U.S.

» Learn more: What to know before buying travel insurance

You can choose from several Trawick travel insurance plans.

• Safe Travels First Class: This plan covers trip cancellation, interruption and delay, as well as fees associated with reinstating frequent traveler points. It includes up to $150,000 in emergency medical coverage and up to $1,000,000 for emergency medical evacuation. This plan also has the option to add "Cancel for Any Reason" protection (within 14 days of the initial trip deposit date), though it’s not available in New York or Washington state.

• Safe Travels Single Trip: One of the more budget-friendly plans on the roster, Safe Travels Single Trip covers up to $75,000 in emergency medical costs and $350,000 in medical evacuation expenses.

• Safe Travels Explorer: Another budget-friendly plan, Safe Travels Explorer gets you $50,000 toward emergency medical costs and $200,000 toward medical evacuation costs.

• Safe Travels Explorer Plus: The medical coverage limits on the Safe Travels Explorer Plus plan are the same as on the Safe Travels Explorer plan, with the addition of a pre-existing condition waiver, as long as you purchase coverage within seven days of the initial trip deposit date.

• Safe Travels Journey: With the Safe Travels Journey plan, you’re covered for up to $150,000 in emergency medical coverage and up to $500,000 in emergency medical evacuation. You also have frequent travels rewards protection (up to $250 for reinstating points if you cancel award travel) and a pre-existing conditions waiver, if you purchase a policy within 14 days of the initial trip deposit date.

• Safe Travels Voyager: The Safe Travels Voyager plan is the only one that covers quarantine accommodation expenses as part of travel delay coverage in case you test positive for a covered illness and can’t fly home. It’s also the only plan that lets you increase trip delay coverage limits. You can add Cancel for Any Reason protection to this policy.

• SafeTreker Basic. This plan is similar to other Trawick International options except for one major difference: It includes coverage for 450+ sports and activities for travelers up to age 65. High-altitude climbing requires additional vetting. If you're planning a particularly adventurous trip, consider this option.

Let’s compare the Trawick International plans and costs for a 10-day trip to France for a 35-year-old traveler from California with a prepaid, nonrefundable deposit of $1,000.

Once you pull up the details for each policy, take a close look at what is covered and the corresponding limits. When evaluating costs and coverage, consider what trip protections are important to you and what you can live without.

Also, take a look in your wallet and find out what kind of trip insurance is already offered by one of your credit cards. Most of the details are spelled out in each card’s guide to benefits, so use that knowledge to determine what else needs to be covered for your trip.

If none of your credit cards provide enough trip protections, consider purchasing a policy from Trawick.

» Learn more: The best travel credit cards right now

To get a quote, visit the Trawick International website and fill out your travel parameters, including destination, your home country and state, and departure and return dates. If it’s a multi-country trip, you can select “Multiple countries” from the dropdown menu.

In the next set of fields, enter the traveler’s age, trip cost and the date you made the first deposit (for example, the date you booked flights).

Tap the “Get quotes” button and compare the results. You can edit your quote by adding more travelers or updating the trip length and cost as many times as you want. Once you commit to a policy, select “Buy now” and submit your payment.

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Trawick International has plans for different types of trips. Every plan has different coverage based on the state you reside and the policy you purchase.

Generally, some exclusions include accidental injury or sickness when traveling against the advise of a physician, care or treatment that is payable under any other insurance, and pre-existing conditions.

Trawick International has been in business for about 25 years and is a legitimate travel insurance provider. Trawick International reviews on Trustpilot and SquareMouth are generally good, with scores around 4.5/5 and 4.15/5, respectively.

According to Trawick, more than 650,000 travelers bought its coverage in 2021.

With unpredictable weather, frequent flight cancellations and or the possibility of an emergency, there’s no time like now to add a protection plan to your upcoming vacation. Travel insurance can save you more than just money — it also can save you time and spare you stress.

Trawick International offers a good balance of cost to coverage and is a legitimate company for your travel insurance needs.