Seven Corners Travel Insurance Review: Is it Worth The Cost?
Seven Corners is a good insurance for most travelers, whether you're looking for an annual plan or medical coverage.
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Updated · 3 min read
Written by
Contributing Writer 
Edited by
Assigning Editor 
at SquareMouth
Seven Corners
Consider one of its Travel Medical plans if you already have suitable travel insurance coverage via a credit card.
at SquareMouth
Pros
- Annual, medical-only and backpacker plans are available.
- Cancel For Any Reason upgrade is available for the cheapest plan.
- Basic plan features an Interruption for Any Reason add-on.
Cons
- Offers only one annual policy option.
For those looking for travel insurance that includes trip protections and travel medical, Seven Corners is a good option. Less expensive than average, even its cheapest plan allows travelers to purchase Cancel For Any Reason (CFAR), a benefit usually reserved for high-end policies.
Why trust NerdWallet?
Our Nerdy editorial team aims to be a starting point in your travel insurance research. We default toward transparency and follow a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers and advertising relationships do not influence our ratings. Learn more about our strict editorial guidelines.
What is Seven Corners travel insurance?
Founded in 1993, Seven Corners offers multiple kinds of travel insurance. This includes comprehensive single-trip options, annual insurance and travel medical.
Policies issued by Seven Corners are underwritten by either Crum & Forster or United States Fire Insurance. Both of these companies received an A (excellent) Financial Strength Rating (FSR) from AM Best, which rates insurance companies. This means they’re considered stable companies and are likely to continue paying out policies in the future.
What does Seven Corners travel insurance cover?
Seven Corners’ travel insurance coverage varies according to which policy you purchase. However, with Seven Corners’ comprehensive plans, you can expect to find Seven Corners travel insurance medical coverage as well as trip protections such as lost luggage and missed connection.
- Seven Corners health insurance coverage: Reimburses you for costs associated with emergency medical care.
- Trip cancellation and trip interruption: Covers nonrefundable, prepaid expenses when your trip is canceled or interrupted for a covered reason.
- Missed connection: Pays for the costs associated with getting to your destination after a missed tour or cruise connection.
- Baggage insurance: Lost or delayed luggage is covered with reimbursement for replacing your items.
- Trip delay: Covers reasonable expenses, such as meals and lodging, when your trip has been delayed.
- Emergency evacuation: Can pay to transport you to the nearest medical facility for emergency treatment during your trip.
Seven Corners travel insurance policies
| Trip Protection Basic | Trip Protection Choice | Trip Protection Annual Multi-Trip | |
|---|---|---|---|
| Trip Cancellation | 100% of trip cost. | 100%. | 100% up to policy limit per year. |
| Trip Interruption | 100%. | 150%. | 150% up to policy limit per year. |
| Trip Delay | $600. | $2,000. | $2,000 per year. |
| Missed Connection | $500. | $1,500. | $1,000 per year. |
| Baggage | $500 for loss, $500 for delay. | $2,500 for loss, $500 for delay. | $2,000 for loss, $1,000 for delay (per year). |
| Medical Evacuation and Repatriation | $250,000. | $1 million. | $500,000 per year. |
| Pre-existing Condition Coverage | - | Yes. | After holding the policy for 60 days. |
Note that you can select different maximums for your Trip Protection Annual Multi-Trip policy, starting at $2,500 per year and up to $10,000 per year.
Add-on options
Both of Seven Corners’ single-trip policies offer many customization opportunities:
- Interruption For Any Reason (IFAR).
- Sports and golf equipment rental.
- Event ticket registration fee coverage (only available for Trip Protection Choice).
What’s not covered by a Seven Corners travel insurance plan
Before buying a plan, you’ll want to be aware of any exclusions on your policy. For example, the Trip Protection Basic plan doesn’t cover pre-existing conditions, which could be a dealbreaker.
Other exclusions generally include:
- Known storms (after they’ve been named).
- Participation in sporting events, professional or amateur.
- Dangerous activities, such as adventure sports (unless specifically included).
- Acts of war.
- Anything that happens under the influence of drugs or alcohol.
How Seven Corners travel insurance compares to its competitors
On a 5-star scale, NerdWallet rated Seven Corners 3 stars.
A sample trip for a 36-year old traveler from Indiana to Canada for 5 days found that the cheapest Seven Corners plan cost $154. If you were to spring for the premium plan, which increases your coverage limits, expect to pay $375.50.
When looking across multiple providers, the same sample trip ranges in cost from $10-$202. Note that price isn't the only differentiating factor. Coverage is not identical across plans; each company offers various levels of scope, limits and exclusions.
| Company | Star rating | Basic plan cost | Premium plan cost | Generate a quote |
|---|---|---|---|---|
| GeoBlue Travel Insurance | | $10. | $18. | |
| Berkshire Hathaway Travel Protection | | $26. | $75. | |
| Tin Leg | | $36. | $188. | |
| WorldTrips Travel Insurance | | $47. | $66. | |
| World Nomads | Currently being rated and reviewed. | $63. | $115. | |
| Trawick International | | $100. | $194. | |
| AXA Assistance USA | | $114. | $159. | |
| Generali | | $123. | $164. | |
| Travelex Insurance Services | | $135. | $198. | |
| AEGIS (GoReady) Travel Insurance | | $139. | $208. | |
| HTH Travel Insurance | | $146. | $233. | |
| Seven Corners | | $154. | $225. | |
| Travel Insured International | | $164. | $218. | |
| Allianz Global Assistance | | $166. | $291. | |
| USI Affinity Travel Insurance Services | | $169. | $297. | |
| AAA | Currently being rated and reviewed. | $183. | $222. | |
| IMG | | $183. | $252. | |
| Travel Guard by AIG | Currently being rated and reviewed. | $135. | $236. | |
| Chubb | | $185. | $312. | |
| TravelSafe | | $200. | $468. | |
| Arch RoamRight | | $202. | $225. | |
| These star ratings are based on a separate analysis of each travel insurance provider’s offerings. For more detailed scoring, see our recommendations for the best travel insurance companies, read each individual provider's NerdWallet review or view our methodology at the end of this article. Pricing is subject to change based on your specific trip details. You can verify the latest price by clicking through to Squaremouth (a NerdWallet partner). | ||||
How much is Seven Corners travel insurance?
How much does Seven Corners travel insurance cost? The cost is going to depend on which plan you purchase. To get a sense of what you can expect to pay, we generated a sample quote. In this scenario, we have a 44-year-old traveler from Arizona heading to South Africa for two weeks, with a total trip cost of $4,000.
| Plan | Cost |
|---|---|
| Trip Protection Basic | $154. |
| Trip Protection Choice | $225. |
| Trip Protection Annual Multi-Trip | $375.50 (for $2,500 annual limit). |
How to buy a Seven Corners travel insurance policy
Purchasing a Seven Corners travel insurance policy is easy to do online. First, you’ll want to navigate to Seven Corners’ website. From there, you’ll be able to generate a quote. You’ll need to have some information on hand, including:
- Traveler age.
- Country and state of residence.
- Trip cost.
- Where you’re going.
- Departure and return dates.
You can also purchase a policy over the phone at 800-335-0611.
Consider comparison shopping
If you're not 100% sold on purchasing a plan from Seven Corners, you can use a travel insurance aggregator to compare policies across multiple companies at once.
Which Seven Corners travel insurance plan is best for me?
If you’re interested in purchasing a travel insurance policy, you’ll always want to crunch the numbers first. Consider whether you’ll need a plan with higher limits or even a multi-trip option. If not, a less expensive plan may be enough to give you peace of mind.
Does Seven Corners travel insurance offer 24/7 travel assistance?
Yes, Seven Corners offers 24/7 travel assistance via its in-house team. This can help you with a variety of issues that crop up, including a lost passport, needing to have money wired or emergency evacuation.
How to file a claim with Seven Corners travel insurance
If you want to file a claim with Seven Corners, you can do so online. The self-service portal allows you to easily submit your claim and claim information.
Otherwise, you can call 800-335-0611.
Frequently Asked Questions
Does Seven Corners travel insurance cover COVID?
Yes, Seven Corners policies cover COVID.
Does Seven Corners travel insurance cover flight cancellation?
If your flight gets canceled and your trip is delayed as a result, your policy may be able to cover expenses you incur, such as food, lodging and toiletries.
How long does a Seven Corners travel insurance refund take?
Seven Corners doesn’t publish a specific time frame in which you’ll get a refund, but for a speedy refund, make sure you provide all the proper documentation when you first file a claim.
Is Seven Corners travel insurance primary or secondary?
Whether your travel insurance policy is primary or secondary is going to depend on which plan you purchase.
Is Seven Corners travel insurance worth it?
Is Seven Corners travel insurance good? Seven Corners plans are affordable and offer plenty of opportunities for customization. This means you’ll never need to pay for coverage that you don’t want.
However, you’ll want to double-check any credit cards that you have. Many travel credit cards offer complimentary travel insurance for their cardholders. For it to kick in, you’ll simply need to charge your card for your travel.
Star rating methodology
Travel insurance rating and review methodology
Travel insurance
NerdWallet's ratings for travel insurance companies take into account the following details about each insurer:
- Scope of coverage.
- Customizability.
- Consumer experience and complaints.
- Cost.
The best travel insurers excel in all of these categories. They provide the information people need to make a purchase without any surprises along the way. They offer insurance at a fair price and allow customers to customize plans to meet their coverage preferences. They're also able to keep their customers happy throughout the relationship.
Data collection and review process
NerdWallet collects over a dozen data points for each insurer we analyze from their public-facing websites and third-party analyses. These data points are then compared against one another and against NerdWallet's standards for good travel insurance companies to determine a star rating.
Data is collected on a regular basis and reviewed by our editorial team for consistency and accuracy. Final star ratings are presented on a scale of one to five stars, where a one-star score represents "poor" and a five-star score represents "excellent."
The reviews team
The writers and editors behind NerdWallet's travel insurance reviews are insurance specialists who have had their work featured by or appear in The Associated Press, The Washington Post, The New York Times, the Chicago-Sun Times, U.S. News & World Report and the Society for Advancing Business Editing and Writing. Each writer and editor follows NerdWallet’s strict guidelines for editorial independence.
In addition to travel insurance, the team covers travel rewards programs, airlines and hotels.
Rating specifics
Our star ratings are weighted based on our editorial and professional opinions. We use the following weightings when rating travel insurers:
- Scope of coverage (25%).
- Customizability (25%).
- Consumer experience and complaints (25%).
- Cost (25%).
Scope of coverage ratings are based on assessments of a company’s standard protections, including:
- Travel medical insurance.
- Trip cancellation.
- Trip interruption.
- Trip delay.
- Baggage and personal belongings, lost luggage.
- Emergency medical assistance.
- Emergency medical evacuation.
- Emergency medical repatriation.
- Accidental death and dismemberment insurance.
- Rental car coverage.
Customizability ratings factor in whether coverage limits are fixed prices or a percentage of the trip cost (the percentage is generally better), whether a policy has customizations available, and the number of bonus features.
- 24-hour assistance.
- Pre-existing medical conditions coverage.
- Extreme sport coverage.
- CFAR add on availability.
- Travel health insurance.
- Interruption for Any Reason.
- Travel Inconvenience.
- Cancel for Work Reasons.
- Electronics coverage.
Consumer experience ratings are based on provider reviews on Squaremouth.com. If the company is not in the Squaremouth database, we default to Google reviews.
Affordability ratings are based on the percentage of total trip cost a plan costs a policyholder. Less than 4% is considered excellent, whereas over 9% is considered poor.
How to maximize your rewards
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- Business travelers: Ink Business Preferred® Credit Card
Article sources
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trustworthy sources to inform their work, including peer-reviewed
studies, government websites, academic research and interviews with
industry experts. All content is fact-checked for accuracy, timeliness
and relevance. You can learn more about NerdWallet's high
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