Linda Bell is a former writer and spokesperson for NerdWallet. Her previous experience includes more than 20 years as a business news/personal finance reporter, writer and producer at organizations including Bloomberg News andFox Business. Her work has earned recognition from the National Association of Real Estate Editors and the New York Association of Black Journalists.She earned a bachelor’s degree in journalism and English literature at NewYork University.
The latest from Linda
Mortgage Denied? Here’s How to Recover
Determine the reason for denial — such as lack of credit history or a high debt-to-income ratio — then address it before reapplying.
What to Look for When Buying a House
Location, features and condition are key considerations when buying a house.
What to Know About Buying an Investment Property
An investment property can bring in income if you rent or resell it, but the buying process can be complicated.
How Long Does It Take to Buy a House?
Buying a home can take a few months or much longer, depending on the housing market and your financial readiness.
What Is a Mortgage Origination Fee?
Many lenders charge mortgage origination fees, but they can be negotiated by shopping around.
VA Loans: How They Work, Who Qualifies
VA loans are for current and veteran service members, and eligible spouses. VA mortgages have competitive interest rates and usually require no down payment.
How Construction Loans Help Finance Your Dream House
Construction loans pay for home building or renovation, but the approval process and terms differ from a traditional mortgage.
Should I Pay Off My Mortgage?
Before paying off your mortgage, fully fund your retirement accounts and save enough for emergencies.
What to Know About Buying a Tiny House
Tiny houses are 400 square feet or less, on wheels or set on a foundation. While a tiny house is priced less than a traditional home, getting financing can be challenging.
What to Know About Buying a New Construction Home
Buying a new construction home may make sense if existing home inventory is low or you want personalized options.
How to Find the Best Listing Agent
To choose a listing agent, get referrals, interview multiple candidates and check references.
How to Price Your Home to Sell
Avoid pricing your home too low or too high. But do consider the comps and be ready to adjust the price if needed.
How to Win a Bidding War on a House
Getting a mortgage preapproval, paying in cash, limiting contingencies and being flexible on closing can improve your odds in a bidding war.
ARM Refinance: Should You Move to a Fixed-Rate Mortgage?
Refinancing from an ARM to a fixed-rate mortgage makes sense if your rate will soon reset and you want more predictable payments.