The latest from Lindsay
How Long Should I Keep a Credit Card?
Even if you’ve stopped using a card, in most cases it’s generally preferable to keep the account open. But there are exceptions.
Foreign Transaction Fees Can Happen Even When You’re Not Traveling
You can end up paying foreign transaction fees even when you're shopping from home.
Can Gas Stations Charge More for Using a Credit Card?
Yes, they can, but it still might be more cost-efficient to pay with plastic than cash.
I Make a Small Income — How Can I Qualify for a Credit Card?
Income isn’t the only thing credit card issuers examine. Your credit score and other factors matter, too.
What Makes Discover and American Express Different From Visa and Mastercard
Discover and AmEx issue cards, but they also process transactions, which gives them a bigger cut of fee revenue.
I’m Sending Someone Money With PayPal — Should I Use My Credit Card to Get the Points?
The fees you pay for transfers with a credit card will usually wipe out the value of the rewards you'd earn.
Why Do Some Credit Cards Carry an Annual Fee?
Credit cards with annual fees typically offer bigger rewards or other desirable features.
Should I Use a Credit Card or Cash When on Vacation?
Cards have the advantage, but cash has its place, too. Here are the benefits and downsides of using each payment method.
Authorized Users Aren’t Responsible for Debt, but Late Payments Pose Issues
If the primary cardholder makes late payments, it can drag down your own credit scores. The good news is that you can fix this.
If I Apply for a Card but Decide I Don’t Want It, Can I Refuse It?
The only way to back out is to cancel the card, which can hurt your credit score. Think before you apply.
Magnises Card: Designed for the Kids at the Cool Table
No longer available, Magnises was supposed to double as a payment card and an exclusive membership card.
Why Is My Credit Card Being Rejected Online?
A credit card might be declined for a variety of reasons, including suspicion of fraudulent activity or a maxed-out credit limit. Here’s why it might be happening to you.
Moving? These Credit Card Perks Can Make It Easier (or Cheaper)
An introductory 0% period and a sign-up bonus can save you money, while extended warranties add peace of mind.
Why Does My Credit Card Issuer Keep Increasing My Credit Line?
Customer retention might play a role, but it may also simply be a result of using your card responsibly.