Margarette Burnette is a NerdWallet authority on savings, who has been writing about bank accounts since before the Great Recession. Her work has been featured in The Associated Press, USA Today and other major newspapers. Before joining NerdWallet, Margarette was a freelance journalist with bylines in magazines such as Good Housekeeping, Black Enterprise and Parenting. She is based near Atlanta, Georgia.
- Education: B.S. in business administration from University of North Carolina at Chapel Hill
Margarette has also nerded out in...
The Associated Press, The Washington Post, Los Angeles Times
The latest from Margarette
Average Rates for Deposit Accounts
These are the current national average rates for savings, interest checking, certificates of deposit and money market accounts.
First Republic Bank Fails, but Deposit Accounts Stay Accessible
First Republic Bank customers can access insured and uninsured deposits.
Apple’s New 4.15% APY High-Yield Savings Account: What to Know
Apple’s high-yield savings account has a lot going for it but it is only available to Apple Card customers.
5 Ways to Level Up Your Banking Smarts
These are five ways to boost your savings balance and get smarter about banking strategies.
Native American-Owned Banks, Credit Unions: Where to Find Them
Native American-owned banks and credit unions focus on providing services and support to Indigenous communities.
Savings Accounts That Earn 4% or More
These are high-yield savings accounts that earn at least 4% APY without a lot of requirements to earn the high rate.
Money Market Account vs. Savings Account: Which Should You Choose?
Money market accounts are a kind of savings account that typically offer debit cards or checks. But some regular savings accounts have higher APYs.
Ivy Bank Review: Savings and CDs
Ivy Bank is an online-only bank that offers savings accounts and CDs.
Do You Have a Championship Savings Account?
Championship savings accounts earn high rates, have low or no fees and maybe even offer a sign-up bonus.
What Fed Rate Increases in 2023 Mean for Savings Accounts
Interest rates for high-yield savings accounts in 2023 may continue to increase, though not as fast or as much as the year before.
E*TRADE Review: Checking and Savings
E*TRADE partners with Morgan Stanley Bank to offer a checking account with ATM refunds and a savings account with strong rates and no monthly fees.
Benefit From Fed Rate Hikes With a High-Yield Savings Account
The recent federal rate increases have been great for savers with high-yield savings accounts. It is not too late to take advantage.
Ask a Nerd: How Did the 2022 Rate Hikes Affect Bank Accounts, and What’s Ahead for 2023?
The Federal Reserve rate increases in 2022 significantly increased APYs for some savings accounts and CDs.
4 Ways Savings Vaults Can Help You Manage Holiday Spending
With these mini accounts, you can organize your spending this holiday season without going over budget while also earning interest.