Melinda Fulmer is a freelance writer whose work has appeared in the Los Angeles Times, MSN Money, Entrepreneur.com and TheFiscalTimes.com.
The latest from Melinda
How to Pick a Cheap Wine That Tastes Expensive
Fine wine on a budget? Skip California — the best bargains are farther afield.
The Best Day to Book a Flight
Going away? Consider this: The lowest fare for a given flight changes an average of 71 times.